79357 Montego Bay Dr, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 79357 Montego Bay Dr, Bermuda Dunes, CA 92203

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,400 sqft · built 1978
Lot Size0.1 acres (4,356 sqft)
Owner2 Company Names on Record
Tax Bill$2,958 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN609-410-011

Property Details

APN / Parcel Number

Primary APN609-410-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,400 sqft Living Area
Gross Area3,532 sqft
1st Floor Area2,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTile
Lot Area4,356 sqft (0.1 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Putting GreenPutting Green

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address79357 MONTEGO BAY DR
CityBERMUDA DUNES
StateCA
Zip92203-8050
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR27000
Legal DescriptionLOT 11 MB 091/028 TR 9009
Legal SubdivisionTRACT NO 9009
Legal Tract9009
Legal Lot Number11
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group3
Census Block3011
Census Tract45214

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address79357 MONTEGO BAY DR, BERMUDA DUNES, CA 92203-8050
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 10, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020
Deed SaleNov 10, 2020
Deed Document Number2020555937
Prior Transfer DateOct 26, 2020
Prior Transfer Doc0000555937
Record UpdatedOct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateNov 10, 2020
Property Address79357 MONTEGO BAY DR, BERMUDA DUNES, CA 92203-8050
Document Number0000555937
Map ReferenceMB 91 PG 28&29
Instrument DateOct 26, 2020
Instrument2020-0555937
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address79357 MONTEGO BAY DR, BERMUDA DUNES, CA 92203-8050

Mortgage

Document Number0000555938
DateNov 10, 2020
Instrument2020-0555938
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateNov 10, 2020
Property Address79357 MONTEGO BAY DR, BERMUDA DUNES, CA 92203-8050
Document Number0000555939
Instrument DateOct 26, 2020
Instrument555939
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address79357 MONTEGO BAY DR BERMUDA DUNES CA 922038050, BERMUDA DUNES, CA 92203-8050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423,103 (+2%) Land $128,760 Building $294,343
2025$2,958.00 (+0.78%) Veteran's exemption$414,808 (+4.04%) Land $126,236 Building $288,572
2023$2,935.00 (-1.34%) Disabled Person's exemption Veteran's exemption$398,702 Land $121,335 Building $277,367
2022$2,975.00
2021$326,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMYOMA DUNES MUTUAL WATER COMPANY
private · serves 9,445 people · EPA ID CA3310051
Water SourceGroundwater
Last State InspectionApr 2025
Also Mapped HereCOACHELLA VWD: COVE COMMUNITY
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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