7932 White Tail Cir, Waterloo, IL 62298 Property Records

Monroe County property record for 7932 White Tail Cir, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 2,469 sqft · built 2000
Lot Size4.88 acres (212,573 sqft)
Owner2 Individual Names on Record
Tax Bill$8,984 (2025)
Deeds & MortgagesApr 2018 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-16-101-012-000

Property Details

APN / Parcel Number

Primary APN07-16-101-012-000

Interior

Bedrooms6 Beds
Full Baths6 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area2,469 sqft Living Area
1st Floor Area2,469 sqft
Basement Area2,469 sqft
Unfinished Basement2,469 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area212,573 sqft (4.88 acres)
Garage Area767 sqft
DrivewayAsphalt Driveway
Driveway Area1,530 sqft
PorchSlab
Porch Area76 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7932 WHITE TAIL CIR
CityWATERLOO
StateIL
Zip62298-6067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionLOT 12 DEER RUN ESTATES
Legal Range10W
Legal Township02S
Legal Section16
Legal SubdivisionDEER RUN ESTATES
Legal Lot Number12
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2039
Census Tract600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7932 WHITE TAIL CIR, WATERLOO, IL 62298-6067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7932 WHITE TAIL CIR, WATERLOO, IL 62298-6067
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000395319
DateApr 16, 2018
Instrument395319
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2048
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7932 WHITE TAIL CIR, WATERLOO, IL 62298-6067
Document Number0000411512
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7932 WHITE TAIL CIR WATERLOO IL 622986067, WATERLOO, IL 62298-6067

Mortgage

Document Number0000411512
DateOct 6, 2020
Instrument411512
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,984.00 (-0.42%) Homeowner's exemption$155,730 (+3.63%) Land $24,270 Building $131,460$467,190 (+3.63%) Land $72,810 Building $394,380
2024$9,022.00
2022Additional exemption filed$150,280 Land $24,270 Building $126,010$450,840 Land $72,810 Building $378,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Tail Cir

Nearby Streets

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