79310 Spalding Dr, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 79310 Spalding Dr, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,802 sqft · built 1986
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$256,500 (Dec 2014)
Tax Bill	$3,723 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`607-322-025`

Property Details

APN / Parcel Number

Primary APN	`607-322-025`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	79310 SPALDING DR
City	BERMUDA DUNES
State	CA
Zip	92203-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 MB 054/062 TR 3216
Legal Subdivision	TRACT NO 3216
Legal Tract	3216
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	45233

Owner

79310 Spalding Dr is owner-occupied and held in a trust since October 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Oct 24, 2023	Intrafamily Transfer, Transfer
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Feb 5, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2014 · Amount on File
Deed Sale	Dec 9, 2014 · Amount on File
Prior Sale	Nov 21, 2002 · Amount on File
Deed Document Number	2014468199
Last Transfer Date	Oct 24, 2023
Transfer Doc	0000314937
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252

Mortgage

Document Number	0000072045
Date	Mar 10, 2026
Instrument	2026-0072045

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 24, 2023
Property Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252
Document Number	0000314937
Map Reference	MB 54 PG 62&63
Instrument Date	Oct 24, 2023
Instrument	2023-0314937
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252

Mortgage

Document Number	0000111964
Date	Mar 8, 2022
Instrument	2022-0111964

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252

Mortgage

Document Number	0000565737
Date	Sep 22, 2021
Instrument	2021-0565737

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79310 SPALDING DR, BERMUDA DUNES, CA 92203-1252
Document Number	0000050769
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	79310 SPALDING DR BERMUDA DUNES CA 922031252, BERMUDA DUNES, CA 92203-1252

Mortgage

Document Number	0000050769
Date	Feb 9, 2018
Instrument	50769

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 79310 Spalding Dr was $3,723 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,430 (+2%) Land $78,605 Building $235,825
2025	$3,723.00 Homeowner's exemption	$308,265 Land $77,064 Building $231,201
2023	$3,576.00 (+2.03%) Homeowner's exemption	$296,296 Land $74,072 Building $222,224
2022	$3,505.00
2021			$410,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79310 Spalding Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 79310 Spalding Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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