7931 Mill St, Vanderbilt, MI 49795 Property Records

Otsego County property record for 7931 Mill St, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Aug 2025)
Tax Bill	$925 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Sale & Mortgage + 1 more
APN	`045-100-000-011-00`

Property Details

APN / Parcel Number

Primary APN	`045-100-000-011-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	7931 MILL ST
City	VANDERBILT
State	MI
Zip	49795-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BERRYS ADDITION VILLAGE OF VANDERBILT. SEC 22 & 27 T32N R3W.
Legal Subdivision	BERRYS ADDITION
Legal Lot Number	11-12
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	2
Census Block	2099
Census Tract	950100

Owner

Source: Otsego County records · APN 045-100-000-011-00

Assessment roll updated October 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7931 MILL ST, VANDERBILT, MI 49795-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · FHA Mortgage KAYE FINANCIAL
Aug 21, 2025	Warranty Deed, Transfer · FHA Mortgage KAYE FINANCIAL
Apr 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Book / Page	1689 / 600
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	7931 MILL ST, VANDERBILT, MI 49795-9431
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7931 MILL ST, VANDERBILT, MI 49795-9431

Mortgage

Document Number	0000001689/0000000957
Date	Aug 21, 2025
Book Page	0000001689/0000000957

Lender

Name	KAYE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Aug 21, 2025
Property Address	7931 MILL ST, VANDERBILT, MI 49795-9431
Document Number	001689/600
Book / Page	1689 / 600
Instrument Date	Aug 19, 2025
Transaction Type	Transfer
Record Updated	Oct 03, 2025
Title Company	CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7931 MILL ST, VANDERBILT, MI 49795-9431

Mortgage

Document Number	0001689957
Date	Aug 21, 2025
Instrument	1689/957

Lender

Name	KAYE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Apr 13, 2018
Property Address	7931 MILL ST, VANDERBILT, MI 49795-9431
Document Number	1457/781
Book / Page	1457 / 781
Transaction Type	Transfer
Record Updated	Dec 03, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 827, GAYLORD, MI 49734-0827

Tax Assessment & Valuation

Source: Otsego County records · Assessment roll updated October 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Municipality	Vanderbilt Village
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,100 (+4.66%)	$112,200 (+4.66%)
2025	$925.00 (-24.43%) Homeowner's exemption	$53,600 (+6.77%)	$107,200 (+6.77%)
2024	$1,224.00 (+38.46%)
2023		$50,200	$100,400
2022	$884.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 143 locations within half a mile of this property.

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