793 Pine St, Destin, FL 32541 Property Records

Okaloosa County property record for 793 Pine St, Destin, FL 32541 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,261 sqft · built 2016
Lot Size	0.232 acres (10,105 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Mar 2016)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4614-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4614-6`
Alternative APNs	`00-2S-22-0310-000D-164C` `22S2000310000D164C`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,261 sqft Living Area
Gross Area	2,969 sqft
1st Floor Area	2,261 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,105 sqft (0.232 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	793 PINE ST
City	DESTIN
State	FL
Zip	32541-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN E100 FT OF SE 200 FT OF LOT 164 BLK D
Legal Subdivision	CALHOUN S/D
Legal Block	D
Legal Lot Number	164
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2026
Census Tract	23306

Owner

Source: Okaloosa County records · APN C56-000-589-4614-6

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	793 PINE ST, DESTIN, FL 32541-1578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 15, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Nov 09, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2016 · Amount on Record
Deed Sale	Mar 11, 2016 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	20163053612
Deed Book / Page	3239 / 278
Prior Transfer Date	Feb 03, 2010
Prior Transfer Doc	0029244485
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	793 PINE ST, DESTIN, FL 32541-1578
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	793 PINE ST, DESTIN, FL 32541-1578

Mortgage

Document Number	0003799032
Date	Feb 17, 2026
Instrument	3799032

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 02, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	793 PINE ST, DESTIN, FL 32541-1578
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	793 PINE ST, DESTIN, FL 32541-1578

Mortgage

Document Number	0003662166
Date	Dec 15, 2023
Instrument	3662166

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 01, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	793 PINE ST, DESTIN, FL 32541-1578
Document Number	0034871140
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 08, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	793 PINE ST DESTIN FL 325411578, DESTIN, FL 32541-1578

Mortgage

Document Number	0034871140
Date	Aug 27, 2020
Book Page	003487/001140
Instrument	3385921

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	793 PINE ST, DESTIN, FL 32541-1578
Document Number	0033261236
Book / Page	003326 / 001236
Instrument Date	Nov 09, 2017
Transaction Type	Mortgage
Record Updated	Dec 08, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	793 PINE ST DESTIN FL 325411578, DESTIN, FL 32541-1578

Mortgage

Document Number	0033261236
Date	Nov 16, 2017
Book Page	003326/001236
Instrument	3172688

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, FL 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00 (+20.51%) Homeowner's exemption	$365,021 (+19.03%)	$596,101 (+9.78%) Land $142,677 Building $453,424
2023	$3,203.00 (+2.53%) Homeowner's exemption	$306,661 (+3%)	$542,980 (+7.38%) Land $129,459 Building $413,521
2022	$3,124.00 Homeowner's exemption	$297,729	$505,653 Land $117,690 Building $387,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 76 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured 60 under condo master policies
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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