793 Algoma Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 793 Algoma Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,798 sqft · built 1978
Lot Size	1.48 acres (64,469 sqft)
Owner	Company Name on Record
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119C-31-000-006`

Property Details

APN / Parcel Number

Primary APN	`119C-31-000-006`
Alternative APN	`310`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,798 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	310
Street Address	793 ALGOMA RD
City	PONTOTOC
State	MS
Zip	38863-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.48 AC NW1/4 DB 337-49 353-609 20092841-2843 7/21/09 20192579 7/12/19 20224968 12/5/22 662 419 1216
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	4
Census Block	4000
Census Tract	950500

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 195, ALGOMA, MS 38820-0195
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage FIRST CHOICE BANK
Jan 22, 2020	Deed of Trust, Mortgage FIRST CHOICE BANK
Dec 5, 2022	Warranty Deed, Transfer OXFORD UNIVERSITY BANK
Jul 12, 2019	Warranty Deed, Transfer FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022
Deed Sale	Dec 5, 2022
Prior Sale	Jul 12, 2019
Deed Document Number	2022004968
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	793 ALGOMA RD, PONTOTOC, MS 38863-9481
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4839 HIGHWAY 15 S, PONTOTOC, MS 38863-9487

Mortgage

Document Number	2019003949
Date	Oct 17, 2019
Instrument	2019003949

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2024

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	793 ALGOMA RD, PONTOTOC, MS 38863-9481
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4839 HIGHWAY 15 S, PONTOTOC, MS 38863-9487

Mortgage

Document Number	2020000311
Date	Jan 22, 2020
Instrument	2020000311

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2030

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 5, 2022
Property Address	793 ALGOMA RD, PONTOTOC, MS 38863-9481
Document Number	2022004968
Instrument Date	Nov 28, 2022
Instrument	2022004968
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4835 HIGHWAY 15 S, PONTOTOC, MS 38863-9487

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004969
Date	Dec 5, 2022
Instrument	2022004969

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 12, 2027

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jul 12, 2019
Property Address	793 ALGOMA RD, PONTOTOC, MS 38863-9481
Document Number	2019002579
Instrument Date	Jul 11, 2019
Instrument	2019002579
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3138 TOCOWA RD, COURTLAND, MS 38620-8224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4839 HIGHWAY 15 S, PONTOTOC, MS 38863-9487

Mortgage

Document Number	2019002581
Date	Jul 12, 2019
Instrument	2019002581

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2044

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Algoma Town
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00	$14,236 (-)	$94,904 (-) Land $8,400 Building $86,504
2023	$1,820.00	$14,236	$94,904 Land $8,400 Building $86,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Fulton Telephone Company Fiber	1,000 / 1,000

May also be available: AT&T, Buckeye Cablesystem, T-Mobile, Verizon.

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