7929 Curtis Ln, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 7929 Curtis Ln, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,079 sqft · built 2020
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$374,900 (Jun 2020)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-A-48B`

Property Details

APN / Parcel Number

Primary APN	`46-A-48B`
Alternative APN	`046-A-48B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,079 sqft Finished Area
Basement Area	893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7929 CURTIS LN
City	SPOTSYLVANIA
State	VA
Zip	22551-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CURTIS MANOR PARCEL B
Legal Subdivision	CURTIS MANOR
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	3
Census Block	3011
Census Tract	20406

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7929 CURTIS LN, SPOTSYLVANIA, VA 22551-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ARC HOME LLC
Jun 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202010652
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 29, 2026
Property Address	7929 CURTIS LN, SPOTSYLVANIA, VA 22551-3342
Document Number	0000006580
Instrument Date	Apr 23, 2026
Instrument	20266580
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7929 CURTIS LN, SPOTSYLVANIA, VA 22551-3342

Mortgage

Document Number	0000006580,
Date	Apr 29, 2026
Instrument	20266580

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2051

Interest

Rate	6.38%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	7929 CURTIS LN, SPOTSYLVANIA, VA 22551-3342
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001785
Date	Jan 26, 2022
Instrument	220001785

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 1, 2020
Property Address	7929 CURTIS LN, SPOTSYLVANIA, VA 22551-3342
Document Number	202000010652
Instrument Date	May 21, 2020
Instrument	10652
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7929 CURTIS LN SPOTSYLVANIA VA 225513342, SPOTSYLVANIA, VA 22551-3342

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00 (+10.65%)	$466,600 (+10.2%) Land $105,300 Building $361,300
2025	$3,109.00 (+18.94%)	$423,400 (+24.97%) Land $93,000 Building $330,400	$466,600 (+10.2%) Land $105,300 Building $361,300
2024			$423,400 (+24.97%) Land $93,000 Building $330,400
2023	$2,614.00	$338,800 Land $80,800 Building $258,000	$338,800 Land $80,800 Building $258,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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