79281 Bowden Dr, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 79281 Bowden Dr, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,420 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (May 2012)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`607-322-004`

Property Details

APN / Parcel Number

Primary APN	`607-322-004`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	79281 BOWDEN DR
City	BERMUDA DUNES
State	CA
Zip	92203-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 MB 054/062 TR 3216
Legal Subdivision	TRACT #3216
Legal Tract	3216
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	45233

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2012 · Amount on Record
Deed Sale	May 22, 2012 · Amount on Record
Deed Document Number	2012236223
Last Transfer Date	Apr 26, 2016
Transfer Doc	0000183917
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231

Mortgage

Document Number	0000316769
Date	Jul 15, 2022
Instrument	2022-0316769

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	10%
Index	Other
Max Rate	13%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077834
Date	Mar 1, 2018
Instrument	2018-0077834

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507071
Date	Dec 9, 2019
Instrument	2019-0507071

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79281 BOWDEN DR, BERMUDA DUNES, CA 92203-1231

Mortgage

Document Number	0000487672
Date	Oct 13, 2020
Instrument	2020-0487672

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,256 (+2%) Land $41,308 Building $123,948
2025	$1,932.00 (+4.15%) Homeowner's exemption	$162,017 (+4.04%) Land $40,499 Building $121,518
2023	$1,855.00 (+2.09%) Homeowner's exemption	$155,727 Land $38,927 Building $116,800
2022	$1,817.00
2021			$317,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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