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7928 White Oak Loop, Lithonia, GA 30038 Property Records

DeKalb County property record for 7928 White Oak Loop, Lithonia, GA 30038

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,268 sqft · built 2015
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$256,517 (Jan 2016)
Tax Bill$4,308 (2023)
Deeds & MortgagesNov 2021 Mortgage
Nov 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-181-01-118

Property Details

APN / Parcel Number

Primary APN16-181-01-118

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,268 sqft Living Area
Gross Area3,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7928 WHITE OAK LOOP
CityLITHONIA
StateGA
Zip30038-3305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeX
Legal DescriptionCITY/MUNI/TWP:STONECREST
Legal SubdivisionPARKS OF STONECREST POD C
Legal Lot Number5 28
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group1
Census Block1021
Census Tract23440

Owner

Source: DeKalb County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7928 WHITE OAK LOOP, LITHONIA, GA 30038-3305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed of Trust, Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 2, 2022Deed of Trust, Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 3, 2020Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2016 · Amount on Record
Deed SaleJan 27, 2016 · Amount on Record
Prior SaleJun 19, 2015 · Amount on Record
Deed Document Number2016-001789
Deed Book / Page25386 / 38
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7928 WHITE OAK LOOP, LITHONIA, GA 30038-3305
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7928 WHITE OAK LOOP, LITHONIA, GA 30038-3305

Mortgage

Document Number0298760689
DateNov 5, 2021
Book Page0000029876/0000000689
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
AmountAmount Recorded
Term348 Months
DueJan 1, 2050

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7928 WHITE OAK LOOP, LITHONIA, GA 30038-3305
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7928 WHITE OAK LOOP, LITHONIA, GA 30038-3305

Mortgage

Document Number0306420793
DateNov 2, 2022
Book Page0000030642/0000000793
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
AmountAmount Recorded
Term336 Months
DueJan 1, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDE KALB GA
Property Address7928 WHITE OAK LOOP, LITHONIA, GA 30038-3305
Document Number0280930388
Instrument DateJan 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7928 WHITE OAK LOOP LITHONIA GA 300383305, LITHONIA, GA 30038-3305

Mortgage

Document Number0280930388
DateFeb 5, 2020
Book Page028093/000388
Instrument27743
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 4, 2050
Interest
Rate3.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityStonecrest City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,308.00 (-1.8%) Homeowner's exemption$172,520 (+13.71%) Land $18,640 Building $153,880$431,300 (+13.71%) Land $46,600 Building $384,700
2022$4,387.00$151,720 Land $18,640 Building $133,080$379,300 Land $46,600 Building $332,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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