Calaveras County property record for 7928 Michel Rd, Mountain Ranch, CA 95246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 1992 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $387,500 (Aug 2019) |
| Tax Bill | $4,903 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-031-012-000 |
| Primary APN | 036-031-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 187,308 sqft |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7928 MICHEL RD |
|---|---|
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA5 |
| Legal Description | PCL 1A OF PM 5-91 INDIAN MEADOWS SUB IN 9 T4R13 |
| Legal Subdivision | INDIAN MEADOWS SUB |
| Legal Lot Number | 1-A |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 302 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1675, SAN ANDREAS, CA 95249-1675 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 8, 2019 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2016 |
| Deed Document Number | 20199009 |
| Prior Transfer Date | Apr 11, 2016 |
| Prior Transfer Doc | 0000004904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 7928 MICHEL RD, MOUNTAIN RANCH, CA 95246-9638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7928 MICHEL RD, MOUNTAIN RANCH, CA 95246-9638 |
| Document Number | 0000002920 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-002920 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Aug 8, 2019 |
| Property Address | 7928 MICHEL RD, MOUNTAIN RANCH, CA 95246-9638 |
| Document Number | 0000009009 |
| Map Reference | MB 5 PG 91 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019-009009 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1675, SAN ANDREAS, CA 95249-1675 |
| Document Number | 0000009010 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019-009010 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $432,036 (+2%) Land $55,774 Building $376,262 | |
| 2025 | $4,903.00 (+2.04%) | $423,566 (+4.04%) Land $54,681 Building $368,885 |
| 2023 | $4,805.00 (+0.67%) | $407,119 Land $52,558 Building $354,561 |
| 2022 | $4,773.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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