79270 Ridgehaven Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 79270 Ridgehaven Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,418 sqft · built 2014
Lot Size	0.342 acres (14,938 sqft)
Owner	2 Individual Names on File
Last Sale	$257,635 (Nov 2014)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0014N-0B-004.00`

Property Details

APN / Parcel Number

Primary APN	`0014N-0B-004.00`
Alternative APN	`85858`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,418 sqft Living Area
Gross Area	2,414 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,938 sqft (0.342 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	85858
Street Address	79270 RIDGEHAVEN RD
City	LANCASTER
State	SC
Zip	29720-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Subdivision	WALNUT CREEK SUBDIVISION MAP 1
Legal Block	138
Legal Lot Number	138
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1001
Census Tract	11210

Owner

79270 Ridgehaven Rd is owned and occupied by two individuals who bought it in November 2014.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit GERARDO MARCEL PORTILLA
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2014 · Amount on File
Deed Sale	Nov 17, 2014 · Amount on File
Prior Sale	Jun 7, 2012 · Amount on File
Deed Document Number	201415076
Deed Book / Page	831 / 292
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	0000007116
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422

Mortgage

Document Number	0000017385
Date	Dec 23, 2025
Book Page	5490/241
Instrument	2025017385

Lender

Name	GERARDO MARCEL PORTILLA
Type	Private Party
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 11, 2050

Interest

Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001696
Date	Feb 1, 2022
Book Page	4658/243
Instrument	2022001696

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422
Document Number	0000014763
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79270 RIDGEHAVEN RD LANCASTER SC 297206422, LANCASTER, SC 29720-6422

Mortgage

Document Number	0000014763
Date	Sep 30, 2019
Book Page	003828/000116
Instrument	14763

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422
Document Number	0000017218
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79270 RIDGEHAVEN RD LANCASTER SC 297206422, LANCASTER, SC 29720-6422

Mortgage

Document Number	0000017218
Date	Dec 4, 2018
Book Page	003657/000243
Instrument	17218

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	79270 RIDGEHAVEN RD, LANCASTER, SC 29720-6422
Document Number	0000006086
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79270 RIDGEHAVEN RD LANCASTER SC 297206422, LANCASTER, SC 29720-6422

Mortgage

Document Number	0000006086
Date	Apr 30, 2018
Book Page	003543/000181
Instrument	6086

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 79270 Ridgehaven Rd was $3,316, up 9.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00 (+9.37%)	$15,341 Land $2,128 Building $13,213	$540,700 Land $75,000 Building $465,700
2024	$3,032.00 (+1.44%)
2023	$2,989.00	$13,340 Land $1,600 Building $11,740	$333,500 Land $40,000 Building $293,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 79270 Ridgehaven Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79270 Ridgehaven Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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