79270 Cool Reflection, La Quinta, CA 92253 Property Records

Riverside County property record for 79270 Cool Reflection, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,231 sqft · built 2006
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Jun 2025)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600-410-042`

Property Details

APN / Parcel Number

Primary APN	`600-410-042`
Alternative APN	`649930042`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	600410042
Old Parcel Number	649930042
Street Address	79270 COOL REFLECTION
City	LA QUINTA
State	CA
Zip	92253-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112M
Legal Description	.07 ACRES M/L IN LOT 112 MB 368/021 TR 31311
Legal Tract	31311
Legal Lot Number	112
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2024
Census Tract	45129

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	78 495 CALLE TAMPICO, LA QUINTA, CA 92253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPECTRA HOLDINGS LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jun 6, 2025 · Amount on Record
Deed Document Number	2025-0173146
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79270 COOL REFLECTION, LA QUINTA, CA 92253-6373
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79270 COOL REFLECTION, LA QUINTA, CA 92253-6373

Mortgage

Document Number	0000464512
Date	Aug 4, 2021
Instrument	2021-0464512

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	79270 COOL REFLECTION, LA QUINTA, CA 92253-6373
Document Number	0000621916
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79270 COOL REFLECTION LA QUINTA CA 922536373, LA QUINTA, CA 92253-6373

Mortgage

Document Number	0000621916
Date	Dec 8, 2020
Instrument	621916

Lender

Name	SPECTRA HOLDINGS LP
Address	3201 ZAFARANO DR # C578, SANTA FE, NM 87507-2672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 7, 2025

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,970.00 (+7.14%) Homeowner's exemption	$184,663 (+4.04%) Land $47,348 Building $137,315
2023	$2,772.00 (+4.64%) Homeowner's exemption	$177,494 Land $45,510 Building $131,984
2022	$2,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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