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7927 Sitio Granado, Carlsbad, CA 92009 Property Records

San Diego County property record for 7927 Sitio Granado, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,037 sqft · built 2000
Lot Size0.15 acres (6,521 sqft)
OwnerCompany Name on Record
Last Sale$464,000 (Jan 2001)
Tax Bill$8,921 (2025)
Deeds & MortgagesMar 2026 Reverse Mortgage
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN255-283-55-00

Property Details

APN / Parcel Number

Primary APN255-283-55-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area6,521 sqft (0.15 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address7927 SITIO GRANADO
CityCARLSBAD
StateCA
Zip92009-6976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 716 TR 013636
Legal SubdivisionCARLSBAD COURT
Legal Tract013636
Legal Block5
Legal Lot Number716
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group5
Census Block5006
Census Tract20035

Owner

Source: San Diego County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7927 SITIO GRANADO, CARLSBAD, CA 92009-6976
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
BANNER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2001 · Amount on Record
Deed SaleJan 16, 2001 · Amount on Record
Prior SaleDec 30, 1999 · Amount on Record
Deed Document Number200124677
Last Transfer DateAug 10, 2010
Transfer Doc0000305293
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7927 SITIO GRANADO, CARLSBAD, CA 92009-6976
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7927 SITIO GRANADO, CARLSBAD, CA 92009-6976

Mortgage

Document Number0000071195
DateMar 16, 2026
Instrument2026-0071195
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term780 Months
DueMar 22, 2091
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.5%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7927 SITIO GRANADO, CARLSBAD, CA 92009-6976
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7927 SITIO GRANADO, CARLSBAD, CA 92009-6976

Mortgage

Document Number0000249830
DateJun 15, 2022
Instrument2022-0249830
Lender
NameBANNER BANK
TypeBank
AddressSPOKANE, WA 99216
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$712,441 (+2%) Land $367,346 Building $345,095
2025$8,921.00 (+3.84%) Homeowner's exemption$698,473 (+4.04%) Land $360,144 Building $338,329
2024$8,591.00 (+2.69%)
2023$8,366.00 (+2.22%) Homeowner's exemption$671,353 Land $346,160 Building $325,193
2022$8,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, San Diego Broadband.

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