7927 Rippling Stream Ln, Richmond, TX 77407 Property Records

Fort Bend County property record for 7927 Rippling Stream Ln, Richmond, TX 77407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,000 sqft · built 2013
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on File
Last Sale$303,500 (Sep 2019)
Tax Bill$8,950 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APNR409078

Property Details

APN / Parcel Number

Primary APNR409078
Alternative APN
  • 4804-02-001-0040-901

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,000 sqft Living Area
Gross Area3,441 sqft
1st Floor Area2,040 sqft
2nd Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,708 sqft (0.154 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area187 sqft
Patio Area144 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7927 RIPPLING STREAM LN
CityRICHMOND
StateTX
Zip77407-2761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEMONT WEST RIDGE SEC 2, BLOCK 1, LOT 4
Legal SubdivisionLAKEMONT WEST RIDGE SEC 2
Legal Block1
Legal Lot Number4
JurisdictionFORT BEND TX
Township / Civil DivisionSUGAR LAND
Census Block Group1
Census Block1014
Census Tract672902

Owner

7927 Rippling Stream Ln is owned and occupied by an individual who bought it in September 2019.

Source: Fort Bend County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jul 29, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 17, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 17, 2019Vendor's Lien, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Jun 4, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2019 · Amount on File
Deed SaleSep 17, 2019 · Amount on File
Prior SaleJun 4, 2019
Deed Document Number2019105929
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Recording DateJul 8, 2026
Property Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761
Document Number0000070178
Instrument DateJun 9, 2026
Instrument202670178
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761

Mortgage

Document Number0000070178,
DateJul 8, 2026
Instrument202670178
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2051
Interest
Rate6.36%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125875
DateJul 29, 2021
Instrument2021125875
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071611
DateJun 17, 2020
Instrument2020071611
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateSep 17, 2019
Property Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761
Document Number0000105929
Map ReferencePL 20120101
Instrument DateSep 13, 2019
Instrument2019105929
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761

Mortgage

Document Number0000105930
DateSep 17, 2019
Instrument2019105930
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateJun 4, 2019
Property Address7927 RIPPLING STREAM LN, RICHMOND, TX 77407-2761
Document Number0000058910
Instrument DateMay 31, 2019
Instrument58910
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8610 SOUTHWESTERN BLVD #610 DALLAS TX 752062629, 610, DALLAS, TX 75206-2629

Tax Assessment & Valuation

The 2025 property tax bill for 7927 Rippling Stream Ln was $8,950 with a homeowner's exemption, down 27.5% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,950.00 (-27.5%) Homeowner's exemption$435,938 (+9.52%) Land $52,000 Building $383,938$435,938 (+7.6%) Land $52,000 Building $383,938
2024$12,344.00 (+163.42%) Homeowner's exemption$398,042 (+1%) Land $52,000 Building $353,140$405,140 (-6.01%) Land $52,000 Building $353,140
2023$4,686.00 Homeowner's exemption$361,856 Land $40,000 Building $391,057$431,057 Land $40,000 Building $391,057
2018$5,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7927 Rippling Stream Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7927 Rippling Stream Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 123
serves 4,143 people · EPA ID TX0790446
Water SourcePurchased surface water from FORT BEND COUNTY MUD 122
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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