7926 Hwy 108 E, Mill Spring, NC 28756 Property Records

Polk County property record for 7926 Hwy 108 E, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 2,440 sqft · built 2006
Lot Size	48.3 acres (2,103,948 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Jun 2023)
Tax Bill	$9,658 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`P92-11`

Property Details

APN / Parcel Number

Primary APN	`P92-11`
Alternative APN	`52899`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,440 sqft Finished Area
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Lot Area	2,103,948 sqft (48.3 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52899
Street Address	7926 HIGHWAY 108 E
City	MILL SPRING
State	NC
Zip	28756-5777
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	400, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1015
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7926 HIGHWAY 108 E, MILL SPRING, NC 28756-5777
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Special Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Mar 15, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Book / Page	478 / 1187
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 5, 2023
Property Address	7926 HIGHWAY 108 E, MILL SPRING, NC 28756-5777
Document Number	00478/1187
Book / Page	478 / 1187
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 BURTON HILLS BLVD STE 300, 300, NASHVILLE, TN 37215-6292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7926 HIGHWAY 108 E, MILL SPRING, NC 28756-5777

Mortgage

Document Number	0004781191
Date	Jun 5, 2023
Instrument	478/1191

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 15, 2017
Property Address	7926 HIGHWAY 108 E, MILL SPRING, NC 28756-5777
Document Number	00425/1051
Book / Page	425 / 1051
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10, ASHEVILLE, NC 28802-0010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	40 BURTON HILLS BLVD, NASHVILLE, TN 37215-6199

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,658.00	$1,892,262 (-) Land $509,025 Building $1,383,237	$1,892,262 (-) Land $509,025 Building $1,383,237
2025	$9,658.00 (+27.28%)	$1,892,262 (+59.51%) Land $509,025 Building $1,383,237	$1,892,262 (+59.51%) Land $509,025 Building $1,383,237
2023	$7,588.00	$1,186,325 Land $281,500 Building $904,825
2021			$1,186,325 Land $281,500 Building $904,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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