Carter County property record for 7925 Ridge Rd, Ringling, OK 73456
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,676 sqft · built 1978 |
| Lot Size | 62.4 acres (2,719,451 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (May 2007) |
| Tax Bill | $2,051 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22755 |
| Primary APN | 22755 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,676 sqft Living Area |
| 1st Floor Area | 2,676 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,719,451 sqft (62.4 acres) |
| Garage Type | Mixed |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 510 sqft |
| Porch | Slab |
| Porch Area | 328 sqft |
| Deck Area | 96 sqft |
| Patio Area | 392 sqft |
| Storage Building | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22755 |
|---|---|
| Street Address | 7925 RIDGE RD |
| City | RINGLING |
| State | OK |
| Zip | 73456-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | IP |
| Legal Description | BEG. NW/C NW; E TO A PT 1146.5 W NE/C NE NW; S 498; SWLY 393 TO A PT 891 S AND 1155.5 W NE/C NE NW; SWLY 451.11 TO A PT ON S |
| Legal Range | 03W |
| Legal Township | 05S |
| Legal Section | 05 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 4,5 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | WILSON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 892400 |
Source: Carter County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7925 RIDGE RD, RINGLING, OK 73456-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK |
| Jun 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO |
| Jun 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO |
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2007 · Amount on Record |
| Deed Sale | May 18, 2007 · Amount on Record |
| Prior Sale | Mar 1, 2002 · Amount on Record |
| Deed Document Number | 20076708 |
| Deed Book / Page | 4652 / 44 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jun 29, 2026 |
| Property Address | 7925 RIDGE RD, RINGLING, OK 73456-8011 |
| Document Number | 0000006286 |
| Book / Page | 7912 / 245 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20266286 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000006286, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 7912/245 |
| Instrument | 20266286 |
| Name | FIRST TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Apr 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 7925 RIDGE RD, RINGLING, OK 73456-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007065/13 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 7065/13 |
| Instrument | 2021-006875 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HEALDTON, OK 73438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 17, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 7925 RIDGE RD, RINGLING, OK 73456-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00007065/1 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 7065/1 |
| Instrument | 2021-006874 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HEALDTON, OK 73438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 17, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 7925 RIDGE RD, RINGLING, OK 73456-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00007304/1 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 7304/1 |
| Instrument | I-2022-012323 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HEALDTON, OK 73438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Jun 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 7925 RIDGE RD, RINGLING, OK 73456-8011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 007255/202 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 7255/202 |
| Instrument | I-2022-008126 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HEALDTON, OK 73438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jun 15, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Elementary School District | Zaneis Public School (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,051.00 (-0.05%) | $25,937 (+3%) Land $1,770 Building $24,167 | $351,143 (-6.14%) Land $20,071 Building $331,072 |
| 2024 | $2,052.00 (+5.88%) | $25,182 (+3%) Land $1,719 Building $23,463 | $374,110 (+80.51%) Land $20,071 Building $354,039 |
| 2023 | $1,938.00 | $24,448 Land $1,693 Building $22,755 | $207,252 Land $14,110 Building $193,142 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 54% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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