Bay County property record for 7924 Front Beach Rd, Panama City Beach, FL 32407
| Property Type | Neighborhood Shopping Center, Strip Center |
|---|---|
| Details | 73,119 sqft · built 1977 |
| Lot Size | 8.54 acres (372,002 sqft) |
| Owner | Owner Name on File |
| Last Sale | $50,000 (Mar 2008) |
| Tax Bill | $44,112 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 27868-000-000 |
| Primary APN | 27868-000-000 |
|---|
| Total Rooms | 74 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 73,119 sqft Total Area |
| 1st Floor Area | 61,066 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Rolled Roofing |
| Lot Area | 372,002 sqft (8.54 acres) |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Street Address | 7924 FRONT BEACH RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-4817 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Neighborhood Shopping Center, Strip Center |
| Local Zoning Code | BC05 |
| Legal Description | 32 3S 15W -14- THAT PT OF ORIG LOT 4 LYING N OF HWY 98 LESS & EXCEPT E 250' |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 32 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 2609 |
The current owner of 7924 Front Beach Rd acquired it in March 2011.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 9461, PANAMA CITY BEACH, FL 32417-9461 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2008 · Amount on File |
| Deed Sale | Mar 13, 2008 · Amount on File |
| Prior Sale | Mar 13, 2008 · Amount on File |
| Deed Document Number | 0030310854 |
| Last Transfer Date | Mar 29, 2011 |
| Transfer Doc | 0033121447 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7924 Front Beach Rd was $44,112.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,112.00 | $3,612,885 Land $2,764,664 Building $848,221 | $3,612,885 Land $2,764,664 Building $848,221 |
| 2023 | $40,253.00 (+16.86%) | $3,244,743 (+6.51%) Land $2,396,108 Building $848,635 | $3,244,743 (+6.51%) Land $2,396,108 Building $848,635 |
| 2022 | $34,445.00 | $3,046,291 Land $2,197,656 Building $848,635 | $3,046,291 Land $2,197,656 Building $848,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7924 Front Beach Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 120 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 419 units insured incl. 299 condo units |
| Nearby Flood Claims | 16 (2013–2024) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7924 Front Beach Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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