7923 Cruso Rd, Canton, NC 28716 Property Records

Haywood County property record for 7923 Cruso Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1974
Lot Size	1.38 acres (60,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Sep 2025)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8654-05-6623`

Property Details

APN / Parcel Number

Primary APN	`8654-05-6623`
Alternative APNs	`273712` `289505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,988 sqft Heated Area
Gross Area	2,680 sqft
1st Floor Area	1,988 sqft
Basement Area	625 sqft
Finished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	60,505 sqft (1.38 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	289505
Street Address	7923 CRUSO RD
City	CANTON
State	NC
Zip	28716-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7923 CRUSO RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	EAST FORK
Census Block Group	3
Census Block	3008
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7923 CRUSO RD, CANTON, NC 28716-5406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20257572
Deed Book / Page	1136 / 289
Prior Transfer Date	Oct 27, 2021
Prior Transfer Doc	0010461478
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 1, 2022
Property Address	7923 CRUSO RD, CANTON, NC 28716-5406
Document Number	0010661799
Book / Page	1066 / 1799
Map Reference	MB 663 PG 372
Instrument Date	Jul 1, 2022
Instrument	2022007153
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1313, CANTON, NC 28716-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7923 CRUSO RD, CANTON, NC 28716-5406

Mortgage

Document Number	0010661802
Date	Jul 1, 2022
Instrument	1066-1802

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Oct 29, 2021
Property Address	7923 CRUSO RD, CANTON, NC 28716-5406
Document Number	0010461478
Book / Page	1046 / 1478
Instrument Date	Oct 27, 2021
Instrument	2021013510
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1313, CANTON, NC 28716-1313

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,300 (-) Land $24,700 Building $206,600
2025	$1,662.00	$231,300 (-1.2%) Land $24,700 Building $206,600	$231,300 (-1.2%) Land $24,700 Building $206,600
2023		$234,100 Land $24,700 Building $209,400	$234,100 (-) Land $24,700 Building $209,400
2021			$234,100 Land $24,700 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	50 (2004–2024)
Claims Outside the SFHA	12 of 50
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 23 claims Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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