7921 Rocky Rd, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 7921 Rocky Rd, Gaithersburg, MD 20882

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1974
Lot Size	0.636 acres (27,700 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2026)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-00006804`

Property Details

APN / Parcel Number

Primary APN	`01-00006804`
Alternative APN	`00006804`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,700 sqft (0.636 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	00006804
Street Address	7921 ROCKY RD
City	GAITHERSBURG
State	MD
Zip	20882-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ROCKY ROAD PARK
Legal Subdivision	RES LAND OF GOSHEN
Legal Block	C
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	3
Census Block	3004
Census Tract	700101

Owner

Source: Montgomery County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7921 ROCKY RD, GAITHERSBURG, MD 20882-4119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Deed Book / Page	70855 / 320
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 21, 2026
Property Address	7921 ROCKY RD, GAITHERSBURG, MD 20882-4119
Document Number	7085000320
Book / Page	70855 / 320
Instrument Date	Aug 14, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7921 ROCKY RD, GAITHERSBURG, MD 20882-4119

Mortgage

Document Number	7085000329,
Date	Aug 21, 2026
Book Page	70855/329

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7921 ROCKY RD, GAITHERSBURG, MD 20882-4119
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	COUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 ROCKY RD, GAITHERSBURG, MD 20882-4119

Mortgage

Document Number	0643320270
Date	Oct 20, 2021
Book Page	64332/270

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,200 (+4.77%) Land $185,500 Building $210,700	$396,200 (-) Land $185,500 Building $210,700
2025	$4,403.00 (+41.71%)	$378,167 (+10.54%)	$396,200 (+15.81%) Land $185,500 Building $210,700
2023		$342,100 Land $185,500 Building $156,600	$342,100 Land $185,500 Building $156,600
2022	$3,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rocky Rd

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