7920 Michelle Dr, La Mesa, CA 91942 Property Records

San Diego County property record for 7920 Michelle Dr, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,704 sqft · built 1990
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Mar 2023)
Tax Bill	$12,595 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`675-080-04-00`

Property Details

APN / Parcel Number

Primary APN	`675-080-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7920 MICHELLE DR
City	LA MESA
State	CA
Zip	91942-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 121 TR 004046
Legal Subdivision	LAKE VIEW ESTATES
Legal Tract	004046
Legal Block	1
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	14804

Owner

7920 Michelle Dr is owned and occupied by two individuals who bought it in March 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7920 MICHELLE DR, LA MESA, CA 91942-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 16, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	202352909
Prior Transfer Date	Jun 17, 2015
Prior Transfer Doc	0000313966
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2023
Property Address	7920 MICHELLE DR, LA MESA, CA 91942-2532
Document Number	0000052909
Map Reference	MAP 4046
Instrument Date	Jan 30, 2023
Instrument	2023-0052909
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7920 MICHELLE DR, LA MESA, CA 91942-2532

Mortgage

Document Number	0000052910
Date	Mar 1, 2023
Instrument	2023-0052910

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7920 MICHELLE DR, LA MESA, CA 91942-2532
Document Number	0000316727
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7920 MICHELLE DR LA MESA CA 919422532, LA MESA, CA 91942-2532

Mortgage

Document Number	0000316727
Date	Jul 31, 2019
Instrument	316727

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2018
Property Address	7920 MICHELLE DR, LA MESA, CA 91942-2532
Document Number	0000428362
Instrument Date	Sep 20, 2018
Instrument	428362
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7920 MICHELLE DR LA MESA CA 919422532, LA MESA, CA 91942-2532

Mortgage

Document Number	428363
Date	Oct 16, 2018
Instrument	428363

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7920 Michelle Dr was $12,595 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,008,144 (+2%) Land $697,363 Building $310,781
2025	$12,595.00 Homeowner's exemption	$988,378 Land $683,690 Building $304,688
2023	$9,124.00 (+1.75%)	$713,011 Land $493,211 Building $219,800
2022	$8,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7920 Michelle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7920 Michelle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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