7920 Corte Penca, Carlsbad, CA 92009 Property Records

San Diego County property record for 7920 Corte Penca, Carlsbad, CA 92009

Property Summary

Property Type	Duplex
Details	5 bd · 5.5 ba · 5,203 sqft · built 2000
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$946,500 (Jun 1999)
Tax Bill	$17,830 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-500-02-00`

Property Details

APN / Parcel Number

Primary APN	`264-500-02-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	5,203 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Street Address	7920 CORTE PENCA
City	CARLSBAD
State	CA
Zip	92009-9527
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	P-C
Legal Description	LOT 104 TR 013524
Legal Subdivision	CARLSBAD COURT
Legal Tract	013524
Legal Block	1
Legal Lot Number	104
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17109

Owner

7920 Corte Penca, a duplex, is owned and occupied by two individuals who acquired it in February 2010.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7920 CORTE PENCA, CARLSBAD, CA 92009-9527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1999 · Amount on File
Deed Sale	Jun 24, 1999 · Amount on File
Deed Document Number	1999442508
Last Transfer Date	Feb 23, 2010
Transfer Doc	0000109498
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7920 CORTE PENCA, CARLSBAD, CA 92009-9527
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7920 CORTE PENCA, CARLSBAD, CA 92009-9527

Mortgage

Document Number	0000250200
Date	Apr 1, 2021
Instrument	2021-0250200

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7920 CORTE PENCA, CARLSBAD, CA 92009-9527
Document Number	0000177593
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7920 CORTE PENCA CARLSBAD CA 920099527, CARLSBAD, CA 92009-9527

Mortgage

Document Number	0000177593
Date	Apr 7, 2020
Instrument	177593

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 6, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7920 Corte Penca was $17,830 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,592,420 (+2%) Land $479,710 Building $1,112,710
2025	$17,830.00 Homeowner's exemption	$1,561,197 Land $470,304 Building $1,090,893
2023	$16,743.00 (+2.17%) Homeowner's exemption	$1,500,576 Land $452,043 Building $1,048,533
2022	$16,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7920 Corte Penca in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7920 Corte Penca is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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