San Diego County property record for 7920 Calle de la Plata, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,713 sqft · built 1975 |
| Lot Size | 0.162 acres (7,043 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,165,500 (Sep 2022) |
| Tax Bill | $41,790 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 346-511-05-00 |
| Primary APN | 346-511-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,713 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,043 sqft (0.162 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7920 CALLE DE LA PLATA |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LJSPD-SF |
| Legal Description | BLK 1 LOT 5 TR 001913 |
| Legal Subdivision | LA JOLLA SHORES |
| Legal Tract | 001913 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 8312 |
7920 Calle de la Plata is owned by two individuals who bought it in September 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8900 NE 36TH ST, YARROW POINT, WA 98004-1237 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING |
| Jun 19, 2020 | Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE |
| May 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on File |
| Deed Sale | Sep 22, 2022 · Amount on File |
| Deed Document Number | 2022373365 |
| Prior Transfer Date | Jun 5, 2020 |
| Prior Transfer Doc | 0000320268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2022 |
| Property Address | 7920 CALLE DE LA PLATA, LA JOLLA, CA 92037-3314 |
| Document Number | 0000373365 |
| Map Reference | MAP 1913 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022-0373365 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8900 NE 36TH ST, YARROW POINT, WA 98004-1237 |
| Document Number | 0000373366 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-0373366 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 19, 2020 |
| Property Address | 7920 CALLE DE LA PLATA, LA JOLLA, CA 92037-3314 |
| Document Number | 0000320268 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 320268 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7920 CALLE DE LA PLATA LA JOLLA CA 920373314, LA JOLLA, CA 92037-3314 |
| Document Number | 320269 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 320269 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount on Record |
|---|---|
| Term | 708 Months |
| Due | Jun 18, 2079 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2020 |
| Property Address | 7920 CALLE DE LA PLATA, LA JOLLA, CA 92037-3314 |
| Document Number | 0000242690 |
| Instrument Date | May 8, 2020 |
| Instrument | 242690 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7920 CALLE DE LA PLATA LA JOLLA CA 920373314, LA JOLLA, CA 92037-3314 |
The 2025 property tax bill for 7920 Calle de la Plata was $41,790.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,359,253 (+2%) Land $2,865,261 Building $493,992 | |
| 2025 | $41,790.00 | $3,293,386 Land $2,809,080 Building $484,306 |
| 2023 | $38,836.00 (+375.99%) | $3,165,500 Land $2,700,000 Building $465,500 |
| 2022 | $8,159.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7920 Calle de la Plata in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 24 (1978–2026) |
| Claims Outside the SFHA | 21 of 24 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7920 Calle de la Plata is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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