Ravalli County property record for 792 Water St, Darby, MT 59829
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 1992 |
| Lot Size | 4.13 acres (179,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,117,200 (May 2026) |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1348427 |
| Primary APN | R1348427 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 179,903 sqft (4.13 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 40 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 350 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001150000 |
|---|---|
| Street Address | 792 WATER ST |
| City | DARBY |
| State | MT |
| Zip | 59829-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S23, T03 N, R21 W, ACRES 4.13, IN NENE INDEX 2 CS #3976-TR (SUBJECT TO BENE DEED #676326) |
| Legal Range | 21W |
| Legal Township | 03N |
| Legal Section | 23 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | DARBY |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 700 |
Source: Ravalli County records · APN R1348427
Assessment roll updated September 19, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6502 E HIGHVIEW DR, COEUR D ALENE, ID 83814-2024 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Sep 09, 2010 |
| Deed Document Number | 2026815428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | May 18, 2026 |
| Property Address | 792 WATER ST, DARBY, MT 59829-9712 |
| Document Number | 0000815428 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.815428 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FLYING S TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6502 E HIGHVIEW DR, COEUR D ALENE, ID 83814-2024 |
| Document Number | 0000815429, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026.815429 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Ravalli County records · Assessment roll updated September 19, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 (-29.54%) | $689,100 (+20.51%) | $689,100 (+20.51%) Land $227,910 Building $461,190 |
| 2023 | $3,108.00 | $571,800 | $571,800 Land $208,143 Building $363,657 |
Source: FEMA National Flood Hazard Layer, Ravalli County (30081C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300810007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 87% of the US · above 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 45 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
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