792 Via Palermo, San Ramon, CA 94583 Property Records

Contra Costa County property record for 792 Via Palermo, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,649 sqft · built 2018
Lot Size	0.118 acres (5,127 sqft)
Owner	2 Individual Names on File
Last Sale	$1,571,000 (Sep 2019)
Tax Bill	$22,684 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-820-003-1`

Property Details

APN / Parcel Number

Primary APN	`208-820-003-1`
Alternative APN	`208-820-003`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,649 sqft Living Area
1st Floor Area	1,769 sqft
2nd Floor Area	1,880 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	5,127 sqft (0.118 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	792 VIA PALERMO
City	SAN RAMON
State	CA
Zip	94583-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9443 L71
Legal Subdivision	SUBDIVISION 9443 PH 1
Legal Tract	9443
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3003
Census Tract	345205

Owner

792 Via Palermo is owned and occupied by two individuals who acquired it in September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 28, 2021	Intrafamily Transfer, Transfer
Sep 20, 2019	Grant Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Document Number	2019156675
Last Transfer Date	Sep 7, 2021
Transfer Doc	0000301928
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058

Mortgage

Document Number	0000000199
Date	Jan 3, 2022
Instrument	2022-000199

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 28, 2021
Property Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058
Document Number	0000301928
Map Reference	MB 534 PG 11-29
Instrument Date	Sep 7, 2021
Instrument	2021-301928
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2019
Property Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058
Document Number	0000156675
Map Reference	MB 534 PG 11-29
Instrument Date	Sep 15, 2019
Instrument	2019-156675
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	792 VIA PALERMO, SAN RAMON, CA 94583-3058

Mortgage

Document Number	0000156676
Date	Sep 20, 2019
Instrument	2019-156676

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 792 Via Palermo was $22,684 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,752,251 (+2%) Land $948,189 Building $804,062
2025	$22,684.00 Homeowner's exemption	$1,717,895 Land $929,598 Building $788,297
2023	$21,372.00 (-1.14%) Homeowner's exemption	$1,651,189 Land $893,501 Building $757,688
2022	$21,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 792 Via Palermo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 792 Via Palermo is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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