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792 SW 85th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 792 SW 85th Ave, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,893 sqft · built 2003
Lot Size0.505 acres (21,998 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Oct 2009)
Tax Bill$1,816 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2025 Line of Credit
+ 1 more
Flood ZoneZone A (high risk)
APN1-22-37-34-0070-00000-0110

Property Details

APN / Parcel Number

Primary APN1-22-37-34-0070-00000-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,893 sqft Heated Area
Gross Area3,098 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,998 sqft (0.505 acres)
Lot Dimensions220 ft deep x 100 ft wide
PorchFinished/Screened Porch
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address792 SW 85TH AVE
CityOKEECHOBEE
StateFL
Zip34974-1588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH LAKE COUNTRY ESTATES UNIT III (PLAT BOOK 6 PAGE 42) LOT 11
Legal Range34E
Legal Township37S
Legal Section22
Legal SubdivisionNORTH LAKE COUNTRY ESTATES
Legal Lot Number11
Legal Unit3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2003
Census Tract910602

Owner

Source: Okeechobee County records · APN 1-22-37-34-0070-00000-0110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Nov 03, 2025Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2009 · Amount on Record
Deed SaleOct 16, 2009 · Amount on Record
Prior SaleAug 14, 2007 · Amount on Record
Deed Document Number2009011530
Deed Book / Page0677 / 0676
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588

Mortgage

Document Number0000011762
DateSep 15, 2021
Instrument2021011762
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588

Mortgage

Document Number0000012609
DateNov 03, 2025
Instrument2025012609
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressOKEECHOBEE, FL 34974
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueOct 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588
Transaction TypeMortgage
Record UpdatedOct 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address792 SW 85TH AVE, OKEECHOBEE, FL 34974-1588

Mortgage

Document Number2021011762
DateSep 15, 2021
Instrument2021011762
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,816.00 (-22.85%) Homeowner's exemption$173,099 (+5.99%)$347,864 (+4.31%) Land $37,000 Building $310,864
2023$2,354.00 (+7.49%) Homeowner's exemption$163,321 (+3%)$333,491 (+19.28%) Land $32,000 Building $301,491
2022$2,190.00 Homeowner's exemption$158,564$279,591 Land $23,000 Building $256,591

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 92 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024, other causes, Hurricane Debby

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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