792 Shoal Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 792 Shoal Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,470 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Nov 2022)
Tax Bill	$478 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`452200937587000`

Property Details

APN / Parcel Number

Primary APN	`452200937587000`
Alternative APNs	`50699` `58907`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Heated Area
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	331 ft deep x 196 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	284 sqft
Shed	1 Shed
Shed Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	58907
Street Address	792 SHOAL CREEK RD
City	MURPHY
State	NC
Zip	28906-1934
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FR NIEBLER 1625/512
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2019
Census Tract	930606

Owner

792 Shoal Creek Rd, a mobile home, is owned and occupied by an individual who bought it in November 2022.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	792 SHOAL CREEK RD, MURPHY, NC 28906-1934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer · VA Mortgage CENTRAL TRUST BANK
Oct 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	7184
Deed Book / Page	1724 / 872
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 9, 2022
Property Address	792 SHOAL CREEK RD, MURPHY, NC 28906-1934
Document Number	001724/872
Book / Page	1724 / 872
Instrument Date	Nov 1, 2022
Instrument	7184
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 NAFTAL AVE NW, 104, MELBOURNE, FL 32907-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 SHOAL CREEK RD, MURPHY, NC 28906-1934

Mortgage

Document Number	0001724875
Date	Nov 9, 2022
Instrument	1724/875

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 8, 2019
Property Address	792 SHOAL CREEK RD, MURPHY, NC 28906-1934
Document Number	01625/0512
Book / Page	01625 / 0512
Instrument Date	Oct 7, 2019
Instrument	04836
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 W NANCE SPRINGS RD SW, 722, DALTON, GA 30721-5323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 JOHN CARROLL LN, MELBOURNE, FL 32904-7505

Tax Assessment & Valuation

The 2025 property tax bill for 792 Shoal Creek Rd was $478.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00	$55,770	$55,770 Land $15,020 Building $40,750
2023		$55,770	$55,770 Land $15,020 Building $40,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 792 Shoal Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 792 Shoal Creek Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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