792 Settlemyre Rd, Oregonia, OH 45054 Property Records

Warren County property record for 792 Settlemyre Rd, Oregonia, OH 45054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1998
Lot Size	2 acres (87,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (May 2013)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-400-058-0`

Property Details

APN / Parcel Number

Primary APN	`14-29-400-058-0`
Alternative APNs	`1429400058` `8508189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	87,207 sqft (2 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8508189
Street Address	792 SETTLEMYRE RD
City	OREGONIA
State	OH
Zip	45054-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SETTLEMYRE
Legal Subdivision	SETTLEMYRE
Legal Block	189
Jurisdiction	WARREN OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2024
Census Tract	31100

Owner

Source: Warren County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2022	Transfer on Death Deed, Transfer
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2013 · Amount on Record
Deed Sale	May 1, 2013 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	2013916901
Deed Book / Page	5815 / 131
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426

Mortgage

Document Number	0000006343
Date	Mar 11, 2026
Instrument	2026-006343

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016373
Date	Apr 8, 2021
Instrument	2021-016373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WARREN OH
Recording Date	Feb 23, 2022
Property Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426
Document Number	0000006570
Map Reference	VOL 1280 PG 108
Instrument Date	Feb 22, 2022
Instrument	2022-006570
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021016373
Date	Apr 8, 2021
Instrument	2021-016373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	792 SETTLEMYRE RD, OREGONIA, OH 45054-9426
Document Number	0000011583
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	792 SETTLEMYRE RD OREGONIA OH 450549426, OREGONIA, OH 45054-9426

Mortgage

Document Number	0000011583
Date	Apr 9, 2020
Instrument	11583

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Washington Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,876.00 (+0.08%)	$119,090 (+23.86%) Land $28,570 Building $90,520	$340,280 (+23.87%) Land $81,640 Building $258,640
2024	$3,873.00 (+19.28%)
2023	$3,247.00 (-0.52%) Homeowner's exemption	$96,145 (-) Land $15,939 Building $80,206
2022	$3,264.00 Homeowner's exemption	$96,145 Land $15,939 Building $80,206	$274,700 (-) Land $45,540 Building $229,160
2021			$274,700 Land $45,540 Building $229,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2008)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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