792 Riverwoods Bluff Trl, Saint Clair, MO 63077 Property Records

Franklin County property record for 792 Riverwoods Bluff Trl, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,664 sqft · built 2021
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-1-02.0-0-001-016.100`

Property Details

APN / Parcel Number

Primary APN	`28-1-02.0-0-001-016.100`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Frame
Lot Area	239,580 sqft (5.5 acres)

Location & Zoning

Street Address	792 RIVERWOODS BLUFF TRL
City	SAINT CLAIR
State	MO
Zip	63077-4780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:4 RIVERWOODS 4
Legal Range	02W
Legal Township	41
Legal Section	02
Legal Subdivision	RIVERWOODS
Legal Block	1
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3077
Census Tract	800501

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 9, 2019	Warranty Deed, Transfer HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK STAR
May 23, 2018	Warranty Deed, Transfer · Line of Credit BANK STAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022
Deed Sale	Mar 22, 2022
Deed Document Number	2204499
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204500
Date	Mar 22, 2022
Instrument	2204500

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 22, 2022
Property Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780
Document Number	0002204499
Map Reference	PB N PG667
Instrument Date	Mar 21, 2022
Instrument	2204499
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780

Mortgage

Document Number	0002204500
Date	Mar 22, 2022
Instrument	2204500

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 9, 2019
Property Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780
Document Number	0000013627
Instrument Date	Oct 7, 2019
Instrument	13627
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CENTER ST PACIFIC MO 630692625, PACIFIC, MO 63069-2625

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780
Document Number	0000009748
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 SMITH ST SULLIVAN MO 630802322, SULLIVAN, MO 63080-2322

Mortgage

Document Number	0000009748
Date	Aug 1, 2019
Instrument	9748

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 23, 2018
Property Address	792 RIVERWOODS BLUFF TRL, SAINT CLAIR, MO 63077-4780
Document Number	0000007063
Instrument Date	May 21, 2018
Instrument	7063
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 SMITH ST SULLIVAN MO 630802322, SULLIVAN, MO 63080-2322

Mortgage

Document Number	7064
Date	May 23, 2018
Instrument	7064

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Sullivan C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,580.00 (+24.7%)	$55,228 (+12.5%)	$290,670 (+12.5%) Land $33,130 Building $257,540
2023	$2,871.00 (+413.6%)	$49,090	$258,370 Land $27,900 Building $230,470
2022	$559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3
Sparklight DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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