792 Ridgewood Rd, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 792 Ridgewood Rd, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,400 sqft · built 1940
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on File
Last Sale	$818,000 (May 2022)
Tax Bill	$19,524 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`44-00410-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`44-00410-0000-00031`
Alternative APNs	`440041000031` `206600`

Interior

Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	12,998 sqft (0.298 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	206600
Street Address	792 RIDGEWOOD RD
City	ORADELL
State	NJ
Zip	07649-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.2984
Legal Subdivision	ORADELL CO
Legal Block	410
Legal Lot Number	31
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	4
Census Block	4001
Census Tract	40002

Owner

792 Ridgewood Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	792 RIDGEWOOD RD, ORADELL, NJ 07649-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Aug 22, 2005 · Amount on File
Deed Document Number	202252581
Deed Book / Page	4687 / 295
Record Updated	Oct 29, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	May 19, 2022
Property Address	792 RIDGEWOOD RD, ORADELL, NJ 07649-2038
Document Number	0046870295
Book / Page	4687 / 295
Instrument Date	Apr 26, 2022
Instrument	2022052581
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,495.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	792 RIDGEWOOD RD, 792, ORADELL, NJ 07649-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 RIDGEWOOD RD, ORADELL, NJ 07649-2038

Mortgage

Document Number	2022052582
Date	May 19, 2022
Instrument	2022052582

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 792 Ridgewood Rd was $19,524, up 2.2% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$893,100 (+4.98%) Land $393,900 Building $499,200	$893,100 (+4.98%) Land $393,900 Building $499,200
2025	$19,524.00 (+2.22%)	$850,700 Land $366,200 Building $484,500	$850,700 Land $366,200 Building $484,500
2024	$19,100.00
2023		$698,600 Land $270,400 Building $428,200	$698,600 Land $270,400 Building $428,200
2022	$16,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 792 Ridgewood Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 792 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20