792 Mill St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 792 Mill St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1958
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$814 (Aug 2016)
Tax Bill	$7,092 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02419-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-02419-0000-00002`
Alternative APNs	`190241900002` `07006290` `4398`

Interior

Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	4398
Street Address	792 MILL ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	PURSEL HILL
Legal Block	2419
Legal Lot Number	2
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1016
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

792 Mill St is owned and occupied by an individual who bought it in August 2016.

Source: Warren County and Phillipsburg Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	792 MILL ST, PHILLIPSBURG, NJ 08865-3447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2019	Loan Modification, Mortgage HOMEBRIDGE FIN'L SVCS INC
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Prior Sale	Apr 2, 2008 · Amount on File
Deed Document Number	2016461995
Deed Book / Page	2702 / 248
Prior Transfer Date	Jul 17, 2012
Prior Transfer Doc	2438/109
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	May 20, 2026
Property Address	792 MILL ST, PHILLIPSBURG, NJ 08865-3447
Document Number	0000636992
Book / Page	7904 / 265
Instrument Date	May 15, 2026
Instrument	2026636992
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 MILL ST, PHILLIPSBURG, NJ 08865-3447

Mortgage

Document Number	0000636992,
Date	May 20, 2026
Book Page	7904/265
Instrument	2026636992

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2053

Interest

Rate	6.3%
Max Rate	-1%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN NJ
Property Address	792 MILL ST, PHILLIPSBURG, NJ 08865-3447
Document Number	0000508892
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 MILL ST PHILLIPSBURG NJ 088653447, PHILLIPSBURG, NJ 08865-3447

Mortgage

Document Number	0000508892
Date	Apr 24, 2019
Book Page	006696/000062
Instrument	508892

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Interest

Rate	4.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	792 MILL ST, PHILLIPSBURG, NJ 08865-3447
Document Number	0000508876
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 MILL ST PHILLIPSBURG NJ 088653447, PHILLIPSBURG, NJ 08865-3447

Mortgage

Document Number	0000508876
Date	Apr 24, 2019
Book Page	006696/000001
Instrument	508876

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 792 Mill St was $7,092, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,700 (-) Land $35,300 Building $116,400	$151,700 (-) Land $35,300 Building $116,400
2025	$7,092.00 (+2.86%)	$151,700 Land $35,300 Building $116,400	$151,700 Land $35,300 Building $116,400
2024	$6,895.00
2023		$151,700 Land $35,300 Building $116,400	$151,700 Land $35,300 Building $116,400
2022	$6,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 792 Mill St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 792 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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