Oswego County and Scriba Town property record for 792 Middle Rd, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 972 sqft · built 1990 |
| Lot Size | 0.253 acres (11,025 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Aug 2023) |
| Tax Bill | $5,070 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355600 112.00-01-28.112 |
| Primary APN | 355600 112.00-01-28.112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 252 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,025 sqft (0.253 acres) |
| Lot Dimensions | 147 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 792 MIDDLE RD |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-5888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | LOT 79 601-015-000 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 1 |
| Legal Lot Number | 28.112 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCRIBA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21504 |
Source: Oswego County and Scriba Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 792 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO COUNTY FCU |
| Aug 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | May 26, 2009 · Amount on Record |
| Deed Document Number | 20237376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 792 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 792 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Document Number | 0000003808 |
|---|---|
| Date | May 9, 2023 |
| Instrument | R-2023-003808 |
| Name | OSWEGO COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 10, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 22, 2023 |
| Property Address | 792 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Document Number | 0000007376 |
| Instrument Date | Aug 7, 2023 |
| Instrument | R-2023-007376 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 792 MIDDLE RD, OSWEGO, NY 13126-5888 |
| Name | Verified Name |
|---|---|
| Address | 320 ROWLAND ST, SYRACUSE, NY 13204-3504 |
| Document Number | 0000007377 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | R-2023-007377 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2048 |
Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Scriba Town |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,070.00 (+22.64%) | ||
| 2025 | $4,134.00 | $125,000 (-) Land $17,300 Building $107,700 | $208,333 (+13.33%) Land $28,833 Building $179,500 |
| 2023 | $125,000 (-) Land $17,300 Building $107,700 | $183,824 (+20.07%) Land $25,441 Building $158,383 | |
| 2022 | $125,000 Land $17,300 Building $107,700 | $153,092 Land $21,188 Building $131,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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