792 Kessinger School Rd, Jackson, OH 45640 Property Records

Jackson County property record for 792 Kessinger School Rd, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1984
Lot Size	4 acres (174,240 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,125 (2025)
Deeds & Mortgages	May 2010 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H120040016000`

Property Details

APN / Parcel Number

Primary APN	`H120040016000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	960 sqft
Basement Area	760 sqft
Finished Basement	760 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Wood
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	792 KESSINGER SCHOOL RD
City	JACKSON
State	OH
Zip	45640-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALT RESERVE #61
Legal Subdivision	SCIOTO SALT RESERVE LANDS
Jurisdiction	JACKSON OH
Township / Civil Division	LICK
Census Block Group	1
Census Block	1023
Census Tract	957600

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	792 KESSINGER SCHOOL RD, JACKSON, OH 45640-8603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2010	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK CO
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE OHIO VALLEY BANK COMPANY
Feb 8, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2024
Transfer Doc	00177/1872
Record Updated	Sep 20, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	792 KESSINGER SCHOOL RD, JACKSON, OH 45640-8603
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00075/0864
Date	May 17, 2010
Book Page	075/0864
Instrument	201000001520

Lender

Name	THE OHIO VALLEY BANK CO
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	792 KESSINGER SCHOOL RD, JACKSON, OH 45640-8603
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 KESSINGER SCHOOL RD, JACKSON, OH 45640-8603

Mortgage

Document Number	00191/2030
Date	Dec 11, 2025
Book Page	191/2030
Instrument	202503862

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2031
Change Frequency	5 Years
Min Rate At Change	6%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	12%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Feb 8, 2024
Property Address	792 KESSINGER SCHOOL RD, JACKSON, OH 45640-8603
Document Number	00177/1872
Book / Page	177 / 1872
Instrument Date	Jan 8, 2024
Instrument	202400413
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 KESSINGER SCHOOL RD, JACKSON, OH 45640-8603

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Lick Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (-3.54%)	$46,980 (-) Land $10,020 Building $36,960	$134,230 (-) Land $28,640 Building $105,590
2023	$2,203.00 (+4.21%)	$46,980 (+5.31%) Land $10,020 Building $36,960
2022	$2,114.00	$44,610 Land $9,700 Building $34,910
2020			$134,230 Land $28,640 Building $105,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	40 (1978–2018)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Feb 2018 · Severe Storms, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, May 2011 · 14 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Spectrum.

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