792 Jessamine Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 792 Jessamine Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,137 sqft · built 1889
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$157,850 (Feb 2021)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-11-0195`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-11-0195`
Alternative APNs	`8434214` `485638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	812 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	485638
Street Address	792 JESSAMINE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VILLE PARK LOT 6 BLK 24
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	OAK VILLE PARK
Legal Block	24
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2007
Census Tract	31000

Owner

792 Jessamine Ave E is owned and occupied by an individual who bought it in February 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	792 JESSAMINE AVE E, SAINT PAUL, MN 55106-2510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 11, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENDINGONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	20214863981
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	792 JESSAMINE AVE E, SAINT PAUL, MN 55106-2510
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04899494
Date	Aug 2, 2021
Instrument	A04899494

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 11, 2021
Property Address	792 JESSAMINE AVE E, SAINT PAUL, MN 55106-2510
Document Number	0A04863981
Instrument Date	Nov 19, 2020
Instrument	A04863981
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.91
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 JESSAMINE AVE E, SAINT PAUL, MN 55106-2510

Mortgage

Document Number	0A04863982
Date	Feb 11, 2021
Instrument	A04863982

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	792 JESSAMINE AVE E, SAINT PAUL, MN 55106-2510
Document Number	0004722487
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21640 MEDINA ESTAES DR LOS ANGELES CA 91364, LOS ANGELES, CA 91364

Mortgage

Document Number	0004722487
Date	Aug 14, 2018
Instrument	4722487

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 792 Jessamine Ave E was $4,736 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,300 Land $25,000 Building $169,300	$194,300 Land $25,000 Building $169,300
2025	$4,736.00
2023	$3,536.00 Homeowner's exemption	$214,100 Land $20,000 Building $194,100	$214,100 Land $20,000 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 792 Jessamine Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 792 Jessamine Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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