792 Finwood Ct, Elyria, OH 44035 Property Records

Lorain County property record for 792 Finwood Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,394 sqft · built 1964
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (May 2021)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-030-101-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-030-101-005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,094 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1972
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	153 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	52 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	792 FINWOOD CT
City	ELYRIA
State	OH
Zip	44035-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNWOOD ESTS 1 32.07 X 184
Legal Subdivision	THORNWOOD ESTS 1
Legal Tract	23
Legal Block	101
Legal Lot Number	35
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3000
Census Tract	70102

Owner

Source: Lorain County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	792 FINWOOD CT, ELYRIA, OH 44035-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2022	Transfer on Death Deed, Transfer
May 10, 2021	Survivorship Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2021	Survivorship Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Document Number	2021816810
Prior Transfer Date	May 14, 2019
Prior Transfer Doc	20190716612
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	792 FINWOOD CT, ELYRIA, OH 44035-1616
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 FINWOOD CT, ELYRIA, OH 44035-1616

Mortgage

Document Number	0000894082
Date	Oct 6, 2022
Instrument	2022-0894082

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 29, 2026
Property Address	792 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000097722
Instrument Date	May 22, 2026
Instrument	202697722
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 FINWOOD CT, ELYRIA, OH 44035-1616

Mortgage

Document Number	0000097722,
Date	May 29, 2026
Instrument	202697722

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 3, 2022
Property Address	792 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000877997
Map Reference	VOL 23 PG 26
Instrument Date	May 23, 2022
Instrument	2022-0877997
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 FINWOOD CT, ELYRIA, OH 44035-1616

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	May 10, 2021
Property Address	792 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	20210816810
Map Reference	VOL 23 PG 26
Instrument Date	May 5, 2021
Instrument	2021-0816810
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	20210816811
Date	May 10, 2021
Instrument	2021-0816811

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	May 10, 2021
Property Address	792 FINWOOD CT, ELYRIA, OH 44035-1616
Document Number	0000816810
Map Reference	VOL 23 PG 26
Instrument Date	May 5, 2021
Instrument	2021-0816810
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	792 FINWOOD CT, ELYRIA, OH 44035-1616

Mortgage

Document Number	0000816811
Date	May 10, 2021
Instrument	2021-0816811

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (-0.5%) Homeowner's exemption	$51,010 (+0.01%) Land $12,320 Building $38,690	$145,730 (-) Land $35,200 Building $110,530
2024	$2,414.00 (+8.89%)	$51,006 (+25.35%) Land $12,320 Building $38,686	$145,730 (+25.35%) Land $35,200 Building $110,530
2023	$2,217.00 (+0.36%)	$40,692 (+%) Land $12,338 Building $28,354	$116,260 (-) Land $35,250 Building $81,010
2022	$2,209.00	$40,690 Land $12,340 Building $28,350
2021			$116,260 Land $35,250 Building $81,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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