792 Elm Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 792 Elm Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,833 sqft · built 2008
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Aug 2022)
Tax Bill	$20,032 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00204-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`49-00204-0000-00002`
Alternative APNs	`4900018000000001A` `490020400002`

Interior

Stories	2 Stories
Building Area	2,833 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	4900018000000001A
Street Address	792 ELM AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	50X100
Legal Subdivision	MORSEMERE MAP 7
Legal Block	204
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	4
Census Block	4000
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	792 ELM AVE, RIDGEFIELD, NJ 07657-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY ASSET CORP
Aug 8, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Nov 19, 2016 · Amount on Record
Deed Document Number	202278803
Deed Book / Page	4767 / 990
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	792 ELM AVE, RIDGEFIELD, NJ 07657-1203
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045291136
Date	Jan 11, 2022
Book Page	4529/1136
Instrument	2022004229

Lender

Name	FAIRWAY ASSET CORP
Type	Funding / Finance Company
Address	DERWOOD, MD 20855

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 8, 2022
Property Address	792 ELM AVE, RIDGEFIELD, NJ 07657-1203
Document Number	0047670990
Book / Page	4767 / 990
Instrument Date	Jun 10, 2022
Instrument	2022078803
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	FORWARD SETTLEMENT SOLUTIONS, FORWARD SETTLEMENT SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,658.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	792 ELM AVE, 792, RIDGEFIELD, NJ 07657-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	792 ELM AVE, RIDGEFIELD, NJ 07657-1203

Mortgage

Document Number	2022078804
Date	Aug 8, 2022
Instrument	2022078804

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,197,300 (+1.25%) Land $350,000 Building $847,300	$1,197,300 (+1.25%) Land $350,000 Building $847,300
2025	$20,032.00 (+5.72%)	$1,182,500 (+7.81%) Land $347,500 Building $835,000	$1,182,500 (+7.81%) Land $347,500 Building $835,000
2024	$18,949.00 (+5.56%)
2023		$1,096,800 Land $307,500 Building $789,300	$1,096,800 Land $307,500 Building $789,300
2022	$17,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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