St. Johns County property record for 792 Chandler Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,540 sqft · built 2020 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,090 (May 2020) |
| Tax Bill | $9,927 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000713-0760 |
| Primary APN | 000713-0760 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,540 sqft Living Area |
| Gross Area | 4,144 sqft |
| 1st Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 604 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 792 CHANDLER DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95/7-14 RIVERTOWN PARCEL 23 PHASE 2 LOT 76 OR4943/1766 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | RIVERTOWN PARCEL 23 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20807 |
792 Chandler Dr is owned and occupied by two individuals who bought it in May 2020.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 792 CHANDLER DR, SAINT JOHNS, FL 32259-9172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC |
| May 15, 2020 | Special Warranty Deed, Transfer · VA Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on File |
| Deed Sale | May 15, 2020 · Amount on File |
| Deed Document Number | 202037613 |
| Deed Book / Page | 4943 / 1766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 792 CHANDLER DR, SAINT JOHNS, FL 32259-9172 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 792 CHANDLER DR, SAINT JOHNS, FL 32259-9172 |
| Document Number | 0055400728 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 5540/728 |
| Instrument | 2022040236 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 15, 2020 |
| Property Address | 792 CHANDLER DR, SAINT JOHNS, FL 32259-9172 |
| Document Number | 0049431766 |
| Book / Page | 4943 / 1766 |
| Map Reference | MB95 PG7-14 |
| Instrument Date | May 11, 2020 |
| Instrument | 2020037613 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,129.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941 |
| Name | Verified Name |
|---|---|
| Address | 792 CHANDLER DR, SAINT JOHNS, FL 32259-9172 |
| Document Number | 49431767 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 4943/1767 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 792 Chandler Dr was $9,927 with a homeowner's exemption, up 9.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,522 (+2.7%) | $621,778 (-2.05%) Land $125,000 Building $496,778 | |
| 2025 | $9,927.00 (+9.74%) Homeowner's exemption | $496,127 (+2.9%) | $634,820 (-3.3%) Land $125,000 Building $509,820 |
| 2024 | $9,046.00 (+8.74%) Homeowner's exemption | $482,145 (+13.37%) | $656,464 (+5.41%) Land $130,000 Building $526,464 |
| 2023 | $8,319.00 (+1.87%) Homeowner's exemption | $425,286 (+3%) | $622,750 (+26.29%) Land $110,000 Building $512,750 |
| 2022 | $8,166.00 Homeowner's exemption | $412,899 | $493,126 Land $89,600 Building $403,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 792 Chandler Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 792 Chandler Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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