Contra Costa County property record for 792 Camino Ricardo, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,024 sqft · built 1964 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jul 2006) |
| Tax Bill | $20,600 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-343-009-7 |
| Primary APN | 255-343-009-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 13,200 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 792 CAMINO RICARDO |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | TRACT 3145 LOT 62 EX MR |
| Legal Subdivision | SUBDIVISION 3145 |
| Legal Tract | 3145 |
| Legal Lot Number | 62 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 352201 |
792 Camino Ricardo is owned and occupied by two individuals who bought it in July 2006.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 792 CAMINO RICARDO, MORAGA, CA 94556-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2006 · Amount on File |
| Deed Sale | Jul 28, 2006 · Amount on File |
| Deed Document Number | 2006238213 |
| Prior Transfer Date | Mar 29, 2004 |
| Prior Transfer Doc | 0000115287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 792 CAMINO RICARDO, MORAGA, CA 94556-1341 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 792 CAMINO RICARDO, MORAGA, CA 94556-1341 |
| Document Number | 0000329437 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021-329437 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 792 Camino Ricardo was $20,600 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,733,857 (+2%) Land $940,886 Building $792,971 | |
| 2025 | $20,600.00 Homeowner's exemption | $1,699,861 Land $922,438 Building $777,423 |
| 2023 | $19,462.00 (+1.62%) Homeowner's exemption | $1,633,855 Land $886,619 Building $747,236 |
| 2022 | $19,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 792 Camino Ricardo in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 792 Camino Ricardo is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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