792 Black Walnut Dr, Sugar Grove, IL 60554 Property Records

Kane County property record for 792 Black Walnut Dr, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,566 sqft · built 1996
Lot Size	0.43 acres (18,763 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Aug 2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-205-010`

Property Details

APN / Parcel Number

Primary APN	`14-10-205-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area
Gross Area	4,532 sqft
Basement Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	18,763 sqft (0.43 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	792 BLACK WALNUT DR
City	SUGAR GROVE
State	IL
Zip	60554-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK WALNUT TRAILS UNIT 4 - LOT 2
Legal Subdivision	BLACK WALNUT TRAILS
Legal Block	5
Legal Lot Number	2
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	5
Census Block	5046
Census Tract	854504

Owner

792 Black Walnut Dr is owned by two individuals who bought it in August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19W006 AVENUE NORMANDY E, OAK BROOK, IL 60523-1054
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on File
Deed Sale	Aug 6, 2025 · Amount on File
Prior Sale	Dec 28, 2011 · Amount on File
Deed Document Number	202529416
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	0000038663
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	792 BLACK WALNUT DR, SUGAR GROVE, IL 60554-9275
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 BLACK WALNUT DR, SUGAR GROVE, IL 60554-9275

Mortgage

Document Number	0000012064
Date	Mar 26, 2026
Instrument	2026K012064

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,729 (+7.83%) Land $37,669 Building $134,060	$515,393 (+7.83%) Land $113,052 Building $402,341
2024		$159,259 Land $34,934 Building $124,325	$477,968 Land $104,844 Building $373,124
2022	Disabled Person's exemption Veteran's exemption	$132,600 Land $29,086 Building $103,514	$397,800 Land $87,258 Building $310,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 792 Black Walnut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 792 Black Walnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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