792 Bay Tree Ln, Clover, SC 29710 Property Records

York County property record for 792 Bay Tree Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,379 sqft · built 2018
Lot Size	2.19 acres (95,774 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Nov 2016)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`571-01-01-105`

Property Details

APN / Parcel Number

Primary APN	`571-01-01-105`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,379 sqft Living Area
Gross Area	5,835 sqft
1st Floor Area	2,610 sqft
2nd Floor Area	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Brick
Lot Area	95,774 sqft (2.19 acres)
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	618 sqft

Location & Zoning

Street Address	792 BAY TREE LN
City	CLOVER
State	SC
Zip	29710-0463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 82 PH 3 MP F-7 COVES ON RIVER OAKS/BAY TREE LANE
Legal Subdivision	THE COVES ON RIVERS OAKS
Legal Lot Number	82
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1005
Census Tract	61709

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	792 BAY TREE LN, CLOVER, SC 29710-0463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Intrafamily Transfer, Transfer
Feb 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on Record
Deed Sale	Nov 29, 2016 · Amount on Record
Prior Sale	Apr 24, 2014 · Amount on Record
Deed Document Number	2016368951
Deed Book / Page	16090 / 117
Last Transfer Date	Feb 2, 2024
Transfer Doc	2114700338
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Feb 2, 2024
Property Address	792 BAY TREE LN, CLOVER, SC 29710-0463
Document Number	2114700338
Book / Page	21147 / 338
Map Reference	MB E220 PG 4
Instrument Date	Feb 2, 2024
Instrument	2024003318
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 BAY TREE LN, CLOVER, SC 29710-0463

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YORK SC
Recording Date	Feb 14, 2017
Property Address	792 BAY TREE LN, CLOVER, SC 29710-0463
Book / Page	016233 / 000198
Instrument Date	Feb 8, 2017
Instrument	3549
Transaction Type	Construction Loan
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	354 OAKWOOD DR MOUNT HOLLY NC 281209525, MOUNT HOLLY, NC 28120-9525

Mortgage

Document Number	1623300198
Date	Feb 14, 2017
Book Page	016233/000198
Instrument	3549

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,037.00 (+8.67%)	$29,492 (+15%) Land $4,186 Building $25,306	$986,300 (+49.41%) Land $140,000 Building $846,300
2023	$3,715.00	$25,645 Land $3,885 Building $21,760	$660,108 Land $100,000 Building $560,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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