7918 Windspoint Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 7918 Windspoint Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,604 sqft · built 1988
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 1999)
Tax Bill	$6,322 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-24-303-006`

Property Details

APN / Parcel Number

Primary APN	`04-24-303-006`
Alternative APNs	`424303006` `023D431`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Basement Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	28,750 sqft (0.66 acres)
Garage Area	675 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	023D431
Street Address	7918 WINDSPOINT RD
City	ROSCOE
State	IL
Zip	61073-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT NO 7 NORTH LEDGES BNG PT SE1/4 SEC 23 & PT SW1/4 SEC 24 ALL 46-2 LOT 31
Legal Subdivision	NORTH LEDGES 7
Legal Lot Number	31
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4002
Census Tract	3903

Owner

Source: Winnebago County records · APN 04-24-303-006

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7918 WINDSPOINT RD, ROSCOE, IL 61073-8431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 1999 · Amount on Record
Deed Sale	Jul 26, 1999 · Amount on Record
Deed Document Number	199949456
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7918 WINDSPOINT RD, ROSCOE, IL 61073-8431
Document Number	0001012416
Instrument Date	May 08, 2020
Transaction Type	Mortgage
Record Updated	Jun 05, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7918 WINDSPOINT RD ROSCOE IL 610738431, ROSCOE, IL 61073-8431

Mortgage

Document Number	0001012416
Date	May 14, 2020
Instrument	1012416

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Prairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,322.00 (-1.02%) Homeowner's exemption	$95,609 (+9.49%) Land $21,626 Building $73,983	$286,827 (+9.49%) Land $64,878 Building $221,949
2024	$6,387.00	$87,323 (+21.89%) Land $19,752 Building $67,571	$261,969 (+21.89%) Land $59,256 Building $202,713
2022	Homeowner's exemption	$71,639 Land $16,204 Building $55,435	$214,917 Land $48,612 Building $166,305

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 116 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LEGEND LAKES WATER ASSOCIATION private · serves 250 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.