Payne County property record for 7918 E McElroy Rd, Stillwater, OK 74075
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,322 sqft · built 2019 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Feb 2010) |
| Tax Bill | $4,471 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-11-2-00000-000-0251 |
| Primary APN | 19N03E-11-2-00000-000-0251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,322 sqft Living Area |
| 1st Floor Area | 3,322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Attached |
| Garage Area | 1,149 sqft |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 2,250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13927 |
|---|---|
| Street Address | 7918 E MCELROY RD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 11-19N-03E B-251 (40ACM/L) E/2 SW/4 SE/4 & W/2 SE/4 SE/4 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 11 |
| Legal Subdivision | 19N-03E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2162 |
| Census Tract | 11101 |
Source: Payne County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7918 E MCELROY RD, STILLWATER, OK 74075-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONB BANK & TRUST CO |
| Nov 15, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK/OK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2010 · Amount on Record |
| Deed Sale | Feb 18, 2010 · Amount on Record |
| Prior Sale | Feb 18, 2010 · Amount on Record |
| Deed Document Number | 20101747 |
| Deed Book / Page | 1875 / 885 |
| Last Transfer Date | Mar 17, 2010 |
| Transfer Doc | 0018800321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 7918 E MCELROY RD, STILLWATER, OK 74075-8719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0025750643 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 2575/643 |
| Instrument | 2020-007518 |
| Name | ONB BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74137 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2030 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Nov 15, 2017 |
| Property Address | 7918 E MCELROY RD, STILLWATER, OK 74075-8719 |
| Document Number | 0024240966 |
| Book / Page | 002424 / 000966 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 13891 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7918 E MCELROY RD STILLWATER OK 740758719, STILLWATER, OK 74075-8719 |
| Document Number | 24240966 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 002424/000966 |
| Instrument | 13891 |
| Name | CENTRAL BK/OK |
|---|---|
| Address | STILLWATER, OK 74076 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 14, 2018 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Glencoe Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,471.00 (+11.36%) Homeowner's exemption | $42,511 (-) Land $1,407 Building $41,104 | |
| 2024 | $4,015.00 (+7.44%) Homeowner's exemption | $42,511 (+3%) Land $1,407 Building $41,104 | $442,760 (-6.18%) Land $14,660 Building $428,100 |
| 2023 | $3,737.00 (+3.37%) Homeowner's exemption | $41,273 (+3%) Land $1,282 Building $39,991 | $471,920 (+8.35%) Land $14,660 Building $457,260 |
| 2022 | $3,615.00 Homeowner's exemption | $40,071 Land $1,348 Building $38,723 | $435,560 Land $14,660 Building $420,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 47% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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