7916 Helmart Dr, Laurel, MD 20723 Property Records

Howard County property record for 7916 Helmart Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,918 sqft · built 1968
Lot Size	0.546 acres (23,783 sqft)
Owner	2 Trust Names on Record
Last Sale	$230,000 (Dec 2001)
Tax Bill	$8,235 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-432654`

Property Details

APN / Parcel Number

Primary APN	`06-432654`
Alternative APNs	`6432654` `432654`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,918 sqft Total Area
Basement Area	588 sqft
Finished Basement	588 sqft
Utility Area	100 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,783 sqft (0.546 acres)
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	432654
Street Address	7916 HELMART DR
City	LAUREL
State	MD
Zip	20723-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 2 BL G S 4 7916 HELMART DR HAMMOND VIL
Legal Subdivision	HAMMOND VILLAGE
Legal Block	G
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7916 HELMART DR, LAUREL, MD 20723-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2001 · Amount on Record
Deed Sale	Dec 12, 2001 · Amount on Record
Prior Sale	Apr 17, 1996 · Amount on Record
Deed Document Number	20019499
Deed Book / Page	5847 / 519
Transfer Doc	0000002866
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7916 HELMART DR, LAUREL, MD 20723-1135
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7916 HELMART DR, LAUREL, MD 20723-1135

Mortgage

Document Number	0230260375
Date	Dec 5, 2025
Book Page	23026/375

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2030

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7916 HELMART DR, LAUREL, MD 20723-1135
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7916 HELMART DR, LAUREL, MD 20723-1135

Mortgage

Document Number	0214160290
Date	Mar 23, 2022
Book Page	21416/290

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7916 HELMART DR, LAUREL, MD 20723-1135
Document Number	0189910432
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7916 HELMART DR LAUREL MD 207231135, LAUREL, MD 20723-1135

Mortgage

Document Number	0189910432
Date	Nov 4, 2019
Book Page	018991/000432

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 3, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,235.00 (+2.82%) Homeowner's exemption	$550,433 (+3.78%)	$590,500 (+11.33%) Land $301,300 Building $289,200
2025	$8,009.00 (+60.79%) Homeowner's exemption	$530,400 (+12.44%) Land $251,300 Building $279,100	$530,400 (-) Land $251,300 Building $279,100
2023		$471,733	$530,400 Land $251,300 Building $279,100
2022	$4,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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