7916 98th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 7916 98th Ct, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 2004
Lot Size0.439 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$11,500 (Apr 2003)
Tax Bill$2,475 (2025)
Deeds & MortgagesAug 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-38-33-00003-0010-00017.0

Property Details

APN / Parcel Number

Primary APN31-38-33-00003-0010-00017.0
Alternative APN
  • 28319

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
1st Floor Area1,880 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area19,166 sqft (0.439 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeDetached
Garage Area1,390 sqft
DrivewayDriveway
Driveway Area1,233 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area565 sqft
Patio Area537 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number28319
Street Address7916 98TH CT
CityVERO BEACH
StateFL
Zip32967-2825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT L BLK A LOTS 17 & 18 PBI 5-86
Legal Range38
Legal Township31
Legal Section33
Legal SubdivisionVERO LAKE ESTATES UNIT L
Legal BlockA
Legal Lot Number17-18 18
Legal UnitL
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1046
Census Tract50903

Owner

7916 98th Ct is owned and occupied by an individual who bought it in April 2003.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address7916 98TH CT, VERO BEACH, FL 32967-2825
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Oct 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Nov 21, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2003 · Amount on File
Deed SaleApr 29, 2003 · Amount on File
Deed Document Number0158702693
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address7916 98TH CT, VERO BEACH, FL 32967-2825
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033322168
DateAug 28, 2020
Book Page3332/2168
Instrument3120200050506
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address7916 98TH CT, VERO BEACH, FL 32967-2825
Document Number0032451069
Instrument DateOct 2, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyPROFESSIONAL TITLE/INDIAN RIVE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7916 98TH CT VERO BEACH FL 329672825, VERO BEACH, FL 32967-2825

Mortgage

Document Number0032451069
DateOct 11, 2019
Book Page003245/001069
Instrument59717
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 10, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address7916 98TH CT, VERO BEACH, FL 32967-2825
Document Number0031681203
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7916 98TH CT VERO BEACH FL 329672825, VERO BEACH, FL 32967-2825

Mortgage

Document Number0031681203
DateDec 6, 2018
Book Page003168/001203
Instrument73364
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 5, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7916 98th Ct was $2,475.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,475.00$185,096$435,364 Land $60,562 Building $374,802
2023$2,097.00 (+3.15%)$174,640 (+3%)$460,786 (+12.37%) Land $49,726 Building $411,060
2022$2,033.00$169,554$410,047 Land $40,800 Building $369,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7916 98th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7916 98th Ct is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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