7915 Ridge Rd, Lima, OH 45807 Property Records

Allen County property record for 7915 Ridge Rd, Lima, OH 45807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,887 sqft · built 1980
Lot Size2.41 acres (104,980 sqft)
Owner2 Individual Names on Record
Last Sale$212,500 (Sep 2017)
Tax Bill$3,618 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-3500-02-007.000

Property Details

APN / Parcel Number

Primary APN25-3500-02-007.000
Alternative APN
  • D1625350002007000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,887 sqft Living Area
Gross Area3,984 sqft
1st Floor Area1,687 sqft
Basement Area1,687 sqft
Finished Basement200 sqft
Unfinished Basement1,487 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area104,980 sqft (2.41 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces5 Parking Spaces
PorchStoop
Porch Area114 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address7915 RIDGE RD
CityLIMA
StateOH
Zip45807-8715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 JOINT TEN RTS 05-02-35
JurisdictionALLEN OH
Township / Civil DivisionMARION
Census Block Group3
Census Block3091
Census Tract14000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7915 RIDGE RD, LIMA, OH 45807-8715
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREMIER BANK
Sep 11, 2017Deed with Mortgage, Transfer · Conventional with PMI
FIRST FED'L BK/MIDWEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2017 · Amount on Record
Deed SaleSep 11, 2017 · Amount on Record
Prior SaleOct 13, 1993 · Amount on Record
Deed Document Number201710033
Deed Book / Page2017 / 10033
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address7915 RIDGE RD, LIMA, OH 45807-8715
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4160005065
DateApr 16, 2021
Book Page2021/5065
Instrument202104160005065
Lender
NamePREMIER BANK
TypeBank
AddressYOUNGSTOWN, OH 44503
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

September 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionALLEN OH
Recording DateSep 11, 2017
Property Address7915 RIDGE RD, LIMA, OH 45807-8715
Document Number0000010033
Book / Page002017 / 010034
Instrument DateSep 11, 2017
Instrument10033
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7915 RIDGE RD LIMA OH 458078715, LIMA, OH 45807-8715

Mortgage

Document Number10034
DateSep 11, 2017
Book Page002017/010034
Instrument10034
Lender
NameFIRST FED'L BK/MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMarion Township
Unified School DistrictElida Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,618.00 (-1.82%)$92,090 (-) Land $17,330 Building $74,760$263,100 (-) Land $49,500 Building $213,600
2024$3,685.00 (+16.1%) Homeowner's exemption$92,090 (+28.98%) Land $17,330 Building $74,760$263,100 (+28.97%) Land $49,500 Building $213,600
2023$3,174.00 (-1.34%) Homeowner's exemption$71,400 (-) Land $13,440 Building $57,960
2022$3,217.00 Homeowner's exemption$71,400 Land $13,440 Building $57,960
2021$204,000 Land $38,400 Building $165,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimFeb 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
NKTELCO - Goldstar
Fixed Wireless
50 / 5
Speedwavz
Fixed Wireless
25 / 25
T-Mobile
Fixed Wireless
25 / 3
Buckeye Wireless
Fixed Wireless
25 / 3

May also be available: AT&T, Spectrum.

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