Pine County property record for 79146 Denham Rd, Finlayson, MN 55735
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,900 sqft · built 1960 |
| Lot Size | 200 acres (8,712,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0106.000 |
| Primary APN | 05.0106.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,440 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712,000 sqft (200 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 79146 DENHAM RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-11 TWP-044 RANGE-021 200.00 AC SOUTHEAST 1/4 & SOUTHEAST 1/4 OF SOUTHWEST 1/4 MICRO #385756 SOUTHEAST 1/4 OF SOUTHWEST |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 11 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 950200 |
Source: Pine County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79146 DENHAM RD, FINLAYSON, MN 55735-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2026 |
| Transfer Doc | 0000596676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Sep 28, 2026 |
| Property Address | 79146 DENHAM RD, FINLAYSON, MN 55735-4405 |
| Document Number | 0000596676 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026596676 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 79146 DENHAM RD, FINLAYSON, MN 55735-4405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 79146 DENHAM RD, FINLAYSON, MN 55735-4405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 556744 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 556744 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 19, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,900 (+2.66%) Land $378,300 Building $269,600 | $647,900 (+2.66%) Land $378,300 Building $269,600 | |
| 2025 | $2,865.00 (+29.64%) | ||
| 2023 | $2,210.00 Homeowner's exemption | $631,100 Land $371,500 Building $259,600 | $631,100 Land $371,500 Building $259,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
5G and 4G LTE (outdoors only)
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