Placer County property record for 7912 Michael Ct, Granite Bay, CA 95746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,786 sqft · built 1979 |
| Lot Size | 0.502 acres (21,868 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Jun 1998) |
| Tax Bill | $7,147 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-350-021-000 |
| Primary APN | 047-350-021-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,786 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 21,868 sqft (0.502 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7912 MICHAEL CT |
|---|---|
| City | GRANITE BAY |
| State | CA |
| Zip | 95746-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSBX10 |
| Legal Description | L 140 HIDDEN LAKES UNIT 3 |
| Legal Subdivision | HIDDEN LAKES NO. 3 |
| Legal Lot Number | 140 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20601 |
7912 Michael Ct is owner-occupied and held in a trust since June 2005.
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7912 MICHAEL CT, GRANITE BAY, CA 95746-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1998 · Amount on File |
| Deed Sale | Jun 29, 1998 · Amount on File |
| Prior Sale | Jul 11, 1995 · Amount on File |
| Deed Document Number | 199849746 |
| Last Transfer Date | Jun 10, 2005 |
| Transfer Doc | 0000087767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 7912 MICHAEL CT, GRANITE BAY, CA 95746-8702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7912 MICHAEL CT, GRANITE BAY, CA 95746-8702 |
| Document Number | 0000129924 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-0129924 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 7912 Michael Ct was $7,147 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Eureka Union Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $635,147 (+2%) Land $130,275 Building $504,872 | |
| 2025 | $7,147.00 Homeowner's exemption | $622,694 Land $127,721 Building $494,973 |
| 2023 | $6,914.00 (-0.3%) Homeowner's exemption | $598,515 Land $122,762 Building $475,753 |
| 2022 | $6,935.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7912 Michael Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1995–2012) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2012 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7912 Michael Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | PLACER CWA - FOOTHILL |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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