7911 Terraza Disoma, Carlsbad, CA 92009 Property Records

San Diego County property record for 7911 Terraza Disoma, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,692 sqft · built 1988
Lot Size	0.24 acres (10,433 sqft)
Owner	2 Individual Names on File
Last Sale	$1,570,000 (Feb 2026)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-311-45-00`

Property Details

APN / Parcel Number

Primary APN	`223-311-45-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,433 sqft (0.24 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7911 TERRAZA DISOMA
City	CARLSBAD
State	CA
Zip	92009-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 58 TR 9959
Legal Subdivision	CARLSBAD COURT
Legal Tract	9959
Legal Block	2
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	17113

Owner

7911 Terraza Disoma is owned and occupied by two individuals who acquired it in September 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Grant Deed, Transfer · Line of Credit SAN DIEGO COUNTY CREDIT UNION
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Feb 4, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Mar 24, 2025 · Amount on File
Deed Document Number	202631857
Last Transfer Date	Sep 4, 2026
Transfer Doc	0000277272
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2026
Property Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922
Document Number	0000277272
Instrument Date	Sep 4, 2026
Instrument	2026277272
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922

Mortgage

Document Number	0000277273,
Date	Sep 23, 2026
Instrument	2026277273

Lender

Name	SAN DIEGO COUNTY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2056

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2026
Property Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922
Document Number	0000141117
Instrument Date	May 11, 2026
Instrument	2026141117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922

Mortgage

Document Number	0000141117,
Date	May 18, 2026
Instrument	2026141117

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2026
Property Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922
Document Number	0000031857
Map Reference	MAP 9959
Instrument Date	Jan 26, 2026
Instrument	2026-0031857
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7911 TERRAZA DISOMA, CARLSBAD, CA 92009-8922

Tax Assessment & Valuation

The 2025 property tax bill for 7911 Terraza Disoma was $3,895.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,322,940 (+343.14%) Land $1,020,000 Building $302,940
2025	$3,895.00	$298,538 Land $121,898 Building $176,640
2023	$3,586.00 (+2.93%)	$286,947 Land $117,165 Building $169,782
2022	$3,484.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7911 Terraza Disoma in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7911 Terraza Disoma is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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