Lancaster County property record for 79109 Ridgehaven Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,072 sqft · built 2012 |
| Lot Size | 0.18 acres (7,854 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $580,000 (Aug 2022) |
| Tax Bill | $4,964 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014N-0J-016.00 |
| Primary APN | 0014N-0J-016.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,072 sqft Living Area |
| Gross Area | 3,564 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,854 sqft (0.18 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 513 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 85767 |
|---|---|
| Street Address | 79109 RIDGEHAVEN RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Subdivision | EDENMOOR |
| Legal Block | 162 |
| Legal Lot Number | 162 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | VAN WYCK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11210 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SILICON VALLEY BANK |
| May 3, 2022 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 22, 2019 | Deed, Transfer · VA Mortgage GUARANTEE RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Jan 22, 2019 · Amount on Record |
| Deed Document Number | 202213970 |
| Deed Book / Page | 1583 / 98 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 0000004938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013971 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 4816/168 |
| Instrument | 2022013971 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CLARA, CA 95054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007510 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 4735/127 |
| Instrument | 2022007510 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000746 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 3905/155 |
| Instrument | 2020000746 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Document Number | 0000018868 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79109 RIDGEHAVEN RD LANCASTER SC 297206425, LANCASTER, SC 29720-6425 |
| Document Number | 0000018868 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 004173/000179 |
| Instrument | 18868 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jan 22, 2019 |
| Property Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Document Number | 0000000965 |
| Book / Page | 1203 / 287 |
| Map Reference | PL 2007 PG 856 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2019000965 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | BLACKHAWK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79109 RIDGEHAVEN RD, LANCASTER, SC 29720-6425 |
| Document Number | 0000000966 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2019000966 |
| Name | GUARANTEE RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,964.00 (+9.39%) | $26,634 (+15%) Land $2,929 Building $23,705 | $681,900 (+17.77%) Land $75,000 Building $606,900 |
| 2024 | $4,538.00 (+1.07%) | ||
| 2023 | $4,490.00 | $23,160 Land $3,000 Building $20,160 | $579,000 Land $75,000 Building $504,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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