Rutherford County property record for 7910 Spire St, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,610 sqft · built 1997 |
| Lot Size | 0.739 acres (32,209 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Oct 2004) |
| Tax Bill | $1,502 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025B-A-029.00-000 |
| Primary APN | 025B-A-029.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,337 sqft |
| Upper Floors Area | 273 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 32,209 sqft (0.739 acres) |
| Lot Dimensions | 207 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 1,134 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0011232 |
|---|---|
| Street Address | 7910 SPIRE ST |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-7991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 155 X 207.75 IRR |
| Legal Subdivision | CHAPEL HILLS SEC 2 RESUB |
| Legal Lot Number | 35 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 40501 |
7910 Spire St is owned and occupied by an individual who bought it in October 2004.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7910 SPIRE ST, MURFREESBORO, TN 37129-7991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2004 · Amount on File |
| Deed Sale | Oct 1, 2004 · Amount on File |
| Prior Sale | Jul 23, 1999 · Amount on File |
| Deed Book / Page | 433 / 1166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7910 SPIRE ST, MURFREESBORO, TN 37129-7991 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 7910 SPIRE ST, MURFREESBORO, TN 37129-7991 |
| Document Number | 0022891852 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 2289/1852 |
| Instrument | 2466997 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7910 SPIRE ST, MURFREESBORO, TN 37129-7991 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19741254 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 1974/1254 |
| Instrument | 2309679 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7910 SPIRE ST, MURFREESBORO, TN 37129-7991 |
| Document Number | RB16622962 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7910 SPIRE ST MURFREESBORO TN 371297991, MURFREESBORO, TN 37129-7991 |
| Document Number | RB16622962 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 001662/002962 |
| Instrument | 2139061 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 3, 2038 |
The 2025 property tax bill for 7910 Spire St was $1,502.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,950 (+29.82%) Land $35,000 Building $68,950 | $415,800 Land $140,000 Building $275,800 | |
| 2025 | $1,502.00 | $80,075 Land $13,750 Building $66,325 | |
| 2023 | $1,502.00 | $80,075 Land $13,750 Building $66,325 | $320,300 (-) Land $55,000 Building $265,300 |
| 2022 | $320,300 Land $55,000 Building $265,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7910 Spire St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (2010–2017) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Nov 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7910 Spire St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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