Bay County property record for 7910 High Point Rd, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,622 sqft · built 1994 |
| Lot Size | 0.605 acres (26,397 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,242 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05432-119-000 |
| Primary APN | 05432-119-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,622 sqft Heated Area |
| Gross Area | 3,226 sqft |
| 1st Floor Area | 1,622 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 26,397 sqft (0.605 acres) |
| Lot Dimensions | 254 ft deep x 104 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 350 sqft |
| Deck Area | 286 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7910 HIGH POINT RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-5256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | SPIKES ADDITION TO HIGHPOINT LOT 10 BLK A ORB 1310 P 41 MAP 126C |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | SPIKES ADDITION TO HIGHPOINT |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 402 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7910 HIGH POINT RD, PANAMA CITY, FL 32404-5256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 1988 |
| Deed Sale | Oct 28, 1988 |
| Deed Document Number | 0000131041 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 (+3.07%) Homeowner's exemption | $140,063 (+5.99%) | $166,887 (+17.39%) Land $36,795 Building $130,092 |
| 2023 | $1,205.00 (+11.47%) Homeowner's exemption | $132,151 (+3%) | $142,161 (+7.51%) Land $31,322 Building $110,839 |
| 2022 | $1,081.00 Homeowner's exemption | $128,302 | $132,227 Land $30,041 Building $102,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 10 (2013–2018) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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